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TheWealthWisher (TW2)

Financial Planners I Online Financial Planner in India I Wealth Manager I Personal Finance Advisors I NRI Investments I NRI Wealth Management I NRI Financial Planning I Online Investments I Direct Plan Mutual Funds

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  • How to Save Yourself from Share Market Frauds

    How to Save Yourself from Share Market Frauds
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    COVID 19 Impact on Finances of NRIs
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    Should I Stop SIP – Never (Why?)
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    Union Budget 2020 Impact on Tax/Investments
  • Bharat Bond ETF – Complete Details

    Bharat Bond ETF – Complete Details
  • Changing Name in Mutual Fund Investments

    Changing Name in Mutual Fund Investments
  • Retirement Planning for NRI (Full Details)

    Retirement Planning for NRI (Full Details)
  • Recession in India… R U Investing in DEAD?

    Recession in India… R U Investing in DEAD?
  • What is Market? Decoding the Combined Term

    What is Market? Decoding the Combined Term
  • Impact on Investments When Status Changes “Resident to NRI”

    Impact on Investments When Status Changes “Resident to NRI”
  • Impact on Investments When Status Changes ” NRI to Resident “

    Impact on Investments When Status Changes ” NRI to Resident “
  • Crazy Me ? or It Is Media Bias? You Decide

    Crazy Me ? or It Is Media Bias? You Decide
  • Bharat 22 ETF Review Features Infographic

    Bharat 22 ETF Review Features Infographic
  • Domino Effect in Investments

    Domino Effect in Investments
  • What is Bubble in Investments?

    What is Bubble in Investments?
  • What Is DigiLocker? Benefits & Registration Procedure

    What Is DigiLocker? Benefits & Registration Procedure
  • Life Post GST: Pictures & Humor

    Life Post GST: Pictures & Humor
Patience & Compounding

Understanding Patience & Compounding

Behavioral Finance

Tax Saving Strategies in India for FY 2025–26

Tax Saving Strategies in India for FY 2025–26

More Posts from Financial Planning

The difference between ULIPs and mutual funds

by Radhey Sharma

investment comparison

Difference between ULIPs and mutual funds

Investor are often confused and do not know the difference between ULIPs and mutual funds. Both of these products can be used to achieve your objectives in life, which could be saving for your child’s education or marriage, accumulating money for your retirement or keeping aside money for the down-payment of your house. Historically, ULIPsRead More

Different ways to get rich in your life

by Radhey Sharma

investing tips

Ways to get rich

Ask the pundits, and they will rattle off so many different ways to get rich. But more or less, their basic principles will be same. Becoming rich is something which can be achieved through implementation of these rules. You might have heard about the easiest way to become rich or how to get rich quicklyRead More

Which ITR form to use for filing returns ?

by Radhey Sharma

tax filing

Which ITR Form to use

If you are preparing for filing your income tax returns in India then you must be wondering which ITR form to use. The forms available are meant for different purposes so ensure that you understand your scenario first and then pick up which form to use. This year, the government has introduced the need toRead More

Quantum Long Term Equity Fund Growth [infographic]

by Radhey Sharma

infographics, mutual fund reviews

Quantum-Long-Term-Equity Growth

Here is a review of Quantum Long Term Equity Mutual Fund. This is a large cap/mid cap equity mutual fund from Quantum Fund house. Quantum fund house is run by Ajit Dayal – one of India’s only maverick mutual fund visionary. Ajit has successfully run his funds without any support from powerful distribution channels andRead More

5 ways on how to calculate your life insurance needs

by Radhey Sharma

basics of life insurance

How to calculate your life insurance needs

How to calculate your life insurance needs is an often asked question and many investors use quick thumb rules to get to the actual requirement. Then there are more sophisticated methods which financial planners use to zero down on the accurate figure. This post is about all the methods which exists and investors need to beRead More

Battered and bruised in H1 2012 and investment tips for H2 2012

by Radhey Sharma

investment musings

The first 6 months of 2012 are drawing to a close. If you think for a moment, then in January 2012, all of us must have made many promises to ourselves about how we would invest our money and follow a disciplined investment strategy. A lot of investors might have set higher expectation from the stockRead More

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Recent Posts

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Story Behind TW2

Madhupam Krishna

Madhupam Krishna

I am 16 years plus professional in Personal Finance. I am Financial Planner who is engaged in Financial Planning & Wealth Management. I am a SEBI Registered Investment Advisor (RIA) managing investors wealth

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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