OK, HDFC Balanced Mutual Fund needs no introduction. But I guess it will be a shame if we don’t cover this here. This is a hybrid fund with around 15% returns over the last 12 years, as of writing. With around 20% in debt and 10% in cash and the rest in equity, HDFC BalancedRead More
Do single premium term insurance plans make sense ?
The insurance regulator IRDA was in the thick of news recently after it went after single premium insurance plans saying they needed to be taken off the shelf. While the industry stalwarts continue their flip flop on topic, we decided to check whether is makes sense to buy single premium term insurance plans in India.Read More
Here is why retirees need to watch their retirement portfolio returns
Are you a retiree who has parked his/her retirement corpus into investment avenues so that they can be used judiciously to supply you your expense each month ? If yes, read on to understand the negative impact of retirement portfolio returns. Most of the way retirement calculation is done by novice investors is at theRead More
What are the income tax benefits on second home loan ?
Many middle class investors in India, especially those from the IT sector, are buying houses. Then there are many who are buying their second homes. Returns from real estate as an investment avenue is only second to equity. And to make it more simpler, you have home loans to assist you in buying your lovedRead More
Impact of petrol price hike [infographics]
Petrol and inflation – two words that can get the corpses out of the graves these days in India ! The news is that they are going to increase the prices of petrol once again. That too by an approximate Rs 8. That is a huge dent in your wallet. I began by calculating howRead More
The best way to protect your home loan – home loan insurance or term insurance ?
A home is one of the biggest investments of your life. In most of the cases, investors take a home loan in order to buy the house. When a home loan is taken, it essentially puts your house on mortgage. The house is owned by the lender as the lender has paid you a loanRead More