EPFO 3.0 is a major overhaul of how India’s Employees’ Provident Fund Organisation (EPFO) lets salaried workers access their provident fund (PF). The objective is straightforward: turn a complicated rulebook into a user-friendly, digital-first system that delivers faster access to funds while protecting long-term retirement savings. What’s changing in EPFO 3.0 Under the old framework,Read More
Fixed Income
FCNR Deposits 2026 – Just Got Better for NRIs
The government’s latest move makes FCNR(B) deposits in 2026 more attractive for NRIs by covering the full hedging cost on fresh 3- to 5-year deposits until September 30, 2026. This means banks can pass more of the returns on FCNR deposits 2026 directly to depositors. In plain terms, it will improve the post-hedge yield onRead More
Understanding Electronic Gold Receipts (EGR)
The Securities and Exchange Board of India (SEBI) released a consolidated Master Circular on June 24, 2024, to outline the comprehensive regulatory framework for Electronic Gold Receipts (EGRs). These digital instruments, which are classified as securities, represent physical gold stored in vaults and are traded on recognized stock exchanges. Understanding Electronic Gold Receipts (EGRs) Gold has long been traditionally held in physicalRead More
Taxation of Gold Investments for NRIs in India | All Types Explained
Gold remains a cornerstone of Indian portfolios, blending cultural appeal with financial prudence—especially for NRIs seeking diversification amid rupee volatility. Whether you’re buying physical bars for your locker or digital gold via apps, understanding the taxation of Gold Investments for NRIs is crucial to avoid surprises from the Income Tax Act, 1961, and GST laws.Read More
How NRIs Can Invest in India & Maximize Profit
India is a land of opportunities for Non-Resident Indians (NRIs) looking to invest and grow their wealth. With its dynamic economy and evolving financial landscape, India offers a range of investment options, from equities and real estate to fixed deposits and mutual funds. Let’s check today how NRIs can Invest in India and benefit from theseRead More
Fixed Income Options for Assured Income
Most Investors who prefer not to invest in Mutual Funds or Equities often ask, “What are the fixed income options for assured income?” Investors look for fixed income options on a periodic basis, mostly monthly. They also want their principal to be intact. Is this possible? Yes, very much, and there are multiple options. JustRead More