They say only three things are certain in life – tax, wife and death. While I cannot help you with the last two, I can to a certain extent help only with the first. We will discuss the second some other day, so let’s concentrate on death today. Death is certain for everyone. You andRead More
What is a stock [infographic] ?
I have earlier covered details on what is a stock. If you haven’t read it yet, please do so now. In the meanwhile, I laid my hands of an infographic which explains the basics of what a stock is very beautifully. In it, you will also find a history of the stock market but thatRead More
New Mutual Fund regulations – MFs become expensive !
Under pressure from the impact of falling investments in mutual funds from investors at the back of the 2009 regulation of removing entry loads, the capital market regulator SEBI (Securities and Exchange Board of India) announced some new measures last week. For those who are coming into the game a bit late, the removal ofRead More
Step by step process to get your online EPF Passbook
Expecting the government offices to go digital is good but we all know how they move in this aspect. I was surprised to see news on the fact that now the facility of online EPF Passbook has materialized ! The EPFO is the only social security scheme in India for workers and employees. Workers earningRead More
Financial products for financial freedom – Happy Independence Day !
Happy Independence day friends. While independent India is now very old, financial freedom in India is still a distant reality which many entities like the regulator, fund houses, stock broking companies, banks, financial institutions, advisors, agents, CFPs and readers like you are trying to achieve. Yet it is the very same entities who also oftenRead More
Do top up health insurance plans make sense ?
To cater to your medical expenses, one can either use a simple health insurance policy, commonly called mediclaim or use a different type of policy called top up health insurance plans. In this article, we try to understand what a top up health insurance policy is and whether it makes sense to have one. HealthcareRead More