Under pressure from the impact of falling investments in mutual funds from investors at the back of the 2009 regulation of removing entry loads, the capital market regulator SEBI (Securities and Exchange Board of India) announced some new measures last week. For those who are coming into the game a bit late, the removal ofRead More
Step by step process to get your online EPF Passbook
Expecting the government offices to go digital is good but we all know how they move in this aspect. I was surprised to see news on the fact that now the facility of online EPF Passbook has materialized ! The EPFO is the only social security scheme in India for workers and employees. Workers earningRead More
Financial products for financial freedom – Happy Independence Day !
Happy Independence day friends. While independent India is now very old, financial freedom in India is still a distant reality which many entities like the regulator, fund houses, stock broking companies, banks, financial institutions, advisors, agents, CFPs and readers like you are trying to achieve. Yet it is the very same entities who also oftenRead More
Do top up health insurance plans make sense ?
To cater to your medical expenses, one can either use a simple health insurance policy, commonly called mediclaim or use a different type of policy called top up health insurance plans. In this article, we try to understand what a top up health insurance policy is and whether it makes sense to have one. HealthcareRead More
How much time in a year do you spend with your financial planner ?
I recently came across a case with a client of mine who had signed up for financial planning and his progress on the case lead me to write this article. My client signed up with me and spent a viagra of energy on the initial discussion of his financial situation. I was impressed with theRead More
Can NRI invest in PPF in India ?
A million dollar question – Can NRI invest in PPF in India? I have my good friend Kumar Siddharth posted in the United States asking me this many times so I thought I might as well scribble something here. NO, you cannot if you are an NRI ALREADY. Now, what does this mean? Can NRI invest in PPFRead More