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TheWealthWisher (TW2)

Financial Planners I Online Financial Planner in India I Wealth Manager I Personal Finance Advisors I NRI Investments I NRI Wealth Management I NRI Financial Planning I Online Investments I Direct Plan Mutual Funds

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    How to Save Yourself from Share Market Frauds
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    COVID 19 Impact on Finances of NRIs
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    Should I Stop SIP – Never (Why?)
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    Union Budget 2020 Impact on Tax/Investments
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    Bharat Bond ETF – Complete Details
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    Changing Name in Mutual Fund Investments
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    Retirement Planning for NRI (Full Details)
  • Recession in India… R U Investing in DEAD?

    Recession in India… R U Investing in DEAD?
  • What is Market? Decoding the Combined Term

    What is Market? Decoding the Combined Term
  • Impact on Investments When Status Changes “Resident to NRI”

    Impact on Investments When Status Changes “Resident to NRI”
  • Impact on Investments When Status Changes ” NRI to Resident “

    Impact on Investments When Status Changes ” NRI to Resident “
  • Crazy Me ? or It Is Media Bias? You Decide

    Crazy Me ? or It Is Media Bias? You Decide
  • Bharat 22 ETF Review Features Infographic

    Bharat 22 ETF Review Features Infographic
  • Domino Effect in Investments

    Domino Effect in Investments
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    What is Bubble in Investments?
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    What Is DigiLocker? Benefits & Registration Procedure
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    Life Post GST: Pictures & Humor
Patience & Compounding

Understanding Patience & Compounding

Behavioral Finance

Tax Saving Strategies in India for FY 2025–26

Tax Saving Strategies in India for FY 2025–26

More Posts from Financial Planning

Portfolio Rebalancing – mistakes to avoid

by Radhey Sharma

investing tips

Mistakes-Portfolio-Rebalancing

Continuing with our series of articles on portfolio rebalancing, today we will quickly look at the mistakes investors make while doing portfolio rebalancing. If you have not read it already, do so now to find out when you should do portfolio rebalancing. 1. Getting married to your investments – This is one of the mostRead More

7 steps to pay off your debt [infographic]

by Radhey Sharma

infographics, loans

Pay Off Debt

Here is another stunning infographics from mint.com on 7 steps to pay off your debt. All the 7 rules are time tested and hold so much gravity that you will end up nodding your heads while reading. It starts with the first golden rule of spending less than you bring home and includes others likeRead More

When should you do portfolio rebalancing ?

by Radhey Sharma

investing tips

Portfolio Rebalancing

This is part of a series of articles on investment portfolio rebalancing. This is the first part and talks about when should you do portfolio rebalancing. Most of the investors buy into good products but fail to review the product at the right time. Your chances of getting the right returns from an investment productRead More

Health Insurance Portability [infographic]

by Radhey Sharma

infographics

Health Insurance Portability

Health Insurance Portability was introduced in October 2011 in India. At that time it was much written about as a new and good thing to have happened. From what I read, the move over to new health insurers has not been as smooth as originally envisaged. There were many cases in the media where insurersRead More

Why don’t Indians make a will ?

by Radhey Sharma

will

Why Indians don't make wills

They say only three things are certain in life – tax, wife and death. While I cannot help you with the last two, I can to a certain extent help only with the first. We will discuss the second some other day, so let’s concentrate on death today. Death is certain for everyone. You andRead More

What is a stock [infographic] ?

by Radhey Sharma

infographics

I have earlier covered details on what is a stock. If you haven’t read it yet, please do so now. In the meanwhile, I laid my hands of an infographic which explains the basics of what a stock is very beautifully. In it, you will also find a history of the stock market but thatRead More

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Story Behind TW2

Madhupam Krishna

Madhupam Krishna

I am 16 years plus professional in Personal Finance. I am Financial Planner who is engaged in Financial Planning & Wealth Management. I am a SEBI Registered Investment Advisor (RIA) managing investors wealth

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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