It’s a joke on Whatsapp that while buying ice cream for your kid you should eat one-third of it before giving it. That the best way to teach Taxation. Tax & inflation really bite into what we earn. That is the reason why it is essential to check taxation rules before investments. Here is aRead More
What Is Risk Profiling
Whenever you approach a good financial planner, he recommends you to undergo a Risk Profile Test. We too do it and consider it a must to arrive at Asset Allocation for an investor. But is it only to know the asset allocation for an investor or Risk Profiling can help know a bit more? Yes,Read More
Asset Allocation By Age
The proportion of your money that you invest in categories such as stocks, equity mutual funds debt, and cash is your asset allocation, and you’ll often run across different formulas for asset allocation by age. After all, a 25-year-old should invest a little differently than a 70-year-old. One rule of thumb that some people followRead More
Focus Things That Matter
More than half of April is gone and everyone knows its time for planning new things in financial lives. And, so TV, newspaper, and website will be full of content telling you “what’s going to change from 1 April 2017”. The irony is majority things you cannot control. Economical events, chemical attack & retaliation inRead More
What is the Right SIP Amount? Infographic on How to Manage SIP Amount
We all agree that SIP helps us accumulate large amounts in a disciplined way and we get the benefit of investing in a volatile asset. But often we wonder what is a right SIP amount? How do we know that the monthly amount of SIP is adequate? the question. Calculating the Right SIP Amount always bothersRead More
Learning Value Investing
I have been reading about Value Investing for about 8 years now, and with risking that you may doubt my credibility to write on this website, I would say that finally, it has started sinking in me. It took long because I had to unlearn a lot to learning value investing. It really tested whatRead More