You may call it by any name Liquid Funds Contingency Fund or Money Market Fund, this category has shown a deep acceptance among retail (small) investors. Although the bank deposit or the money lying in savings bank account is much higher than mutual funds combined all schemes. But if we see from 2012 the trendRead More
Learning Mutual Fund Trends
The newspaper publishes a lot of data on Mutual Fund and its numbers. As an investor does these figures have some indications or learning? Yes a lot, but you need a proper base to compare. Standalone numbers will not speak anything or provide insight. They may be used to distort any picture. Learning Mutual Fund TrendsRead More
Your Liability in Case of Online / Card Fraud
Our banking regulator Reserve Banking of India really deserves praise, as this is the second most important old regulation that they have changed to benefit banking customers. First, it was the Banking Ombudsman which was changed to accommodate recent trends. Now they have amended the 2002 regulations of Protection of Customer interest and liabilities inRead More
Life Post GST: Pictures & Humor
Finally, GST has been rolled out on July 1, 2017. The reactions are not knee jerk but some businesses are in stand still mode. The extent of GST impact will be tough to calculate in short run, but some feelers have already started to come in through media especially the naughty (social) media. On 2ndRead More
GST Impact on Your Investments
Goods and Services Tax (GST) is a comprehensive, multi-stage, destination-based tax regime that has been levied on every value addition throughout India from July 1, 2017. This has replaced the earlier regime of service tax & VAT. This new system will definitely change the economy and will GST impact investments? Yes, and let me tellRead More
Atal Pension Yojana (APY) : Full Details
Atal Pension Yojana (APY) was announced by Government of India during 2015-16 budget. Ever since the Atal Pension Yojana has enabled many Indians to secure their future post-retirement. India is a vast country with huge private sector employees without the benefit of a pension system. The Atal Pension Yojana or Scheme targets this mass forRead More