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TheWealthWisher (TW2)

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    Union Budget 2020 Impact on Tax/Investments
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    Bharat Bond ETF – Complete Details
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    Retirement Planning for NRI (Full Details)
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    Recession in India… R U Investing in DEAD?
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    What is Market? Decoding the Combined Term
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    Impact on Investments When Status Changes “Resident to NRI”
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    Impact on Investments When Status Changes ” NRI to Resident “
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    Crazy Me ? or It Is Media Bias? You Decide
  • Bharat 22 ETF Review Features Infographic

    Bharat 22 ETF Review Features Infographic
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    Domino Effect in Investments
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    What is Bubble in Investments?
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    What Is DigiLocker? Benefits & Registration Procedure
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    Life Post GST: Pictures & Humor
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    The Concept of Stealth Wealth
Patience & Compounding

Understanding Patience & Compounding

Behavioral Finance

How NRIs can Invest in India & Maximize Profit

How NRIs Can Invest in India & Maximize Profit

More Posts from Financial Planning

20 Behavioral Biases In Investing

by Madhupam Krishna

Anchoring Bias, Availability Heuristic, Bandwagon Effect, behavioral biases, Blind Spot Bias, Choice Supportive Bias, Clustering Bias, Confirmation Bias, Conservatism Bias, herd mentality, Information Bias, investment biases, investor, ostrich effect, Outcome Bias, Overconfidence Bias, placebo effect, Pro-innovation Bias, Recency Bias, Salience Bias, Selective Perception, stereotyping, Survivorship Bias, Zero Risk Bias

behavioral biases

One of the main features of investing is “making a decision”. This means you have to take decisions based on information regarding where, when, how much and for what time to invest. Often these decisions are based on what you think and your emotional response. This is called Behavioral Finance. The study has revealed TopRead More

Power of Compounding

by Madhupam Krishna

investments, power of compounding, savings, SIP

power of compounding

What is Power of Compounding and How does it work? Compounding in mathematical term would simply mean “Make money work for you”. Even the famous scientist Albert Einstein was so amazed by compounding that he called it to be the eighth wonder of the world. But before we understand how does the power of compoundingRead More

Robo Advisor Vs Individual Advisor

by Madhupam Krishna

automated advisor, robo adviser, Robo Advisor, robo advisor india, robo platform

robo advisor vs individual advisor

If an individual advisor or firm writes on Robo Advisor vs Individual Advisor you will feel he is biased. Well… yes, we are individual advisors & financial planners, but what I am going to tell today is all based on my personal experience. Yes, I will be fair or try to be fair and willRead More

Understanding Portfolio Turnover Ratio

by Madhupam Krishna

expense ratio, portfolio turnover ratio, turnover ratio

portfolio turnover ratio

When you build a portfolio, one of the most important ratios to check out is the Portfolio Turnover Ratio. The mutual funds especially the active ones, the fund managers keep buying and selling the stocks. This buying and selling activity is recorded and hence this ratio is calculated. We shall see how Portfolio Turnover RatioRead More

Bharat 22 ETF Details …Another CPSE? Should You invest?

by Madhupam Krishna

bharat 22, CPSE, ETF, Government sector, PSUs

bharat 22 etf details

Last week Mr. Arun Jaitely announced Government’s intention to launch one more ETF called the – Bharat 22 ETF. This will be a second ETF comprising Government Owned companies after CPSE. The product basket has created a lot of interest in Bharat 22 ETF details. Although it is in process of launch. It is theRead More

Relationship Status Changes & Impact Part-2

by Madhupam Krishna

death, divorce, finances, investments, live in, livein, marriage, relationship status, widow, widower

Impact Investments livein single parent spouse death

Last week I wrote how Marriage & Divorce can impact financial circumstances. Well, yesterday was Friendship Day and now many relationships start with this relationship. A commitment comes afterward or a better way of saying will be – Now we believe in “Time-Tested Relationships”. Let’s try to go into the finance side. What is theRead More

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Story Behind TW2

Madhupam Krishna

Madhupam Krishna

I am 16 years plus professional in Personal Finance. I am Financial Planner who is engaged in Financial Planning & Wealth Management. I am a SEBI Registered Investment Advisor (RIA) managing investors wealth

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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