In part one of the Fixed Deposit Vs Mutual Funds comparison, we analyzed the existing and new ways to invest in Debt Mutual Funds. Now its time to dig deeper and learn why one should invest in Debt Funds, What are the risks in debt Funds and how these risks can be countered. Also, let’sRead More
Fixed Deposit Vs Mutual Funds : Part 1
Can Mutual Funds be a substitute for Bank FDs? Honestly NO- as substitute theory works when two things are identical. The basic nature here is different as FDs give fixed returns whereas MFs are market linked. So ideally MFs can be used to fill shoes, but one must understand the risk & returns of theseRead More
New Investor’s Baggage : Unrealistic Returns Expectations
You know Demonetization was not a “demon” for the investment industry. In fact, papers are pink with praises how physical asset lovers changed loyalty and started sailing with financial assets. But a new investor someone who started in 2016 or 2015 has started on a very high note. He has only seen green pasture andRead More
Types of Income Tax Notices : My Own Story
“The income tax created more criminals than any other single act of government.”–Barry Goldwater. I know how it feels when we receive a notice through inbox or through post. But all income tax notices are not a finger on you. Many time IT department send you communication using the various income Tax Sections. Let’s seeRead More
Bharat 22 ETF Review Features Infographic
Just say these 2 sentences in your mind… I am an Indian I belong to Bharat Got it? Bharat is a word which we rarely use and this is why it is exclusive and nostalgic. Gives you a feeling of belonging and attached to roots. Same is what our government disinvestment department thought this time.Read More
Are PPF for NRI or NSC for NRI Redundant?
It’s very clear that government is doing its best to reduce the subsidy liability and wants to bring everyone to “market-linked” umbrella. But NRI’s being the center of attraction, did not expect that they will not be allowed to share the benefits of PPF & NSC. PPF for NRI & NSC for NRI has changedRead More