Office Mediclaim Coverage is free or cheaper than a normal policy? Yet we (financial planners) say you should have a standalone policy for your family other than what office provides. Why? The key lies in understanding – What is a Group Insurance Policy? Let us see how Group Insurance Policy is different from normal insurance.Read More
What is NCB Certificate?
We get a lot of questions on NCB or No Claim Bonus while buying a Motor Insurance Policy. So I thought to write a detailed post on NCB and NCB Certificate. This concept of using NCB Retention Certificate is a good way of decreasing your premium while replacing the vehicle. What do you do withRead More
How to Cope in Times of Financial Difficulty
Daily we are reading news about Jet Airways, Cognizant, IBM & Siemens cutting jobs. At some point, financial uncertainty can affect anyone. That is why in Financial Planning our motto is – Contingency Fund First, then Investments. But is that it? No, there are few more steps a person can take Financial Difficulties to avoidRead More
Can NRI Invest in Property? FAQs
Here’s a list of FAQ’s on Can NRI invest in Property in India? It’s a question that bothers every NRI. Also with this article, you can DOWNLOAD – NRI Property Guide to help you make the RIGHT decision. Who is an NRI? A Non-Resident Indian (NRI) is a citizen of India, who stays overseas forRead More
What is ASBA?
What is ASBA? A simple innovation to help investors save some paperwork & money. With the advancement in processes & technology, ASBA has become a very popular tool subscribe for IPO, NFO or NCDs. If you are still writing cheques for these and losing interest till the new scheme opens, you need to learn –Read More
Latest Mutual Fund Taxation FY 2019-20 (AY 2020-21)
So April 2019, has started and this means changes in Budget 2019 on Mutual Taxation for FY 2019-20 or AY 2020-21 will commence. Let us see what has changed in Mutual Fund Taxation for Resident, NRIs, Corporates & other categories of Investors. We will discuss, Mutual Fund Taxation applicable for FY 2019-20, taxation on Dividend,Read More