I firmly believe that most of the ordinary investors burn their hands with direct trading on the stock market in the long run. You could still make money in the short term by directly buying stocks – and I term that luck. One could have the ability of making money from the stock markets, however,Read More
Summary of One up on Wall Street by Peter Lynch
Here is a summary of One up on Wall Street by Peter Lynch – this is one of the best books you could ever lay your hands on. Peter Lynch argues how jokers like you and me could find hidden gems in the stock market much before the bigger jokers of Wall Street can if weRead More
Two must haves for every investor – Life Insurance and Emergency Fund
Emergency Fund and Life Insurance are two things that every investor must always have in his financial planning exercise. We, as ordinary investors, depict different financial behavioral habits. Some investors are known to spend every dime they earn (and yeah, we can’t call them investors!); others will save a lot of their monies but won’tRead More
3 Mutual Funds Truths Unravelled
Mutual Funds are the simplest and safest way to riches for an ordinary investor. Diversification across many stocks and sectors and the expertise of a fund manager come free with mutual funds. One does not have any hassles in tracking stocks quarter after quarter; exposure to the equity market is achieved by simply investing inRead More
Three steps of Financial Planning Process
It’s only in our old Hindi movies that in 5 minutes of nail-biting-popcorn-eating-time as the credits roll, does the five-year-old kiddo transform into an angry young hulk of an actor with a lot of monies by his side, accumulated either the right way or the wrong. In reality, this happens with Financial Planning. You canRead More
Why you should avoid credit card debt
Credit card debt is a black-hole that can leave your financial planning in disarray. What is the most simplest and convenient way for the youth of today to shop ? Credit cards of course. It’s a different story that while swiping the card is a one minute job, paying off credit card debt could beRead More