In an earlier article on what is financial planning, I talked about the basics of financial planning. The understanding of the importance of a financial planner has not yet caught up with the Indian investors in general. We have not yet warmed up to the idea of advisory services – which is loosely defined asRead More
Financial Planning
4 reasons why your spouse must know about the household finances
A majority of the India households have the finances driven by the male counter part. That does not mean they are driven smartly. Women can manage finances equally well, its just that its often a boring activity and women would prefer something better going on at the soap operas. And in houses where the womenRead More
How to create a personal or home budget ?
Have you been ever involved in your home budgeting or your personal budgeting during your overall financial planning process ? If you belong to the strata of investors who do not know where your income is going, then you are not the single one out there. Most of the investors I have interacted with doRead More
Can money buy happiness ?
Can money buy happiness ? This is a question asked a zillion times over and researched heavily and the answer has been a resounding NO. Money cannot buy happiness. Well, in the short term it can but over the long term, it calls for a disappointment. Studies have revealed that humans are never satisfied withRead More
What is financial planning ?
Do you know what is financial planning and why it is important for every investor ? Let me try and clear the cobwebs. Everyone likes money. Everyone would like to be rich. Everyone has some desires and wants that money can fulfill. But very few people know how to get to these needs in aRead More
Two ways to invest in equities
In an earlier article, we have seen why you should invest in equities and what the returns from equity means to your overall financial planning. Today we will see two ways in which we can invest in equities – one is a simple laid-back way in which you see your money multiply over a period ofRead More