Any Financial Planner, before starting his calculation is eager to know how much you earn and SPEND. All of us know what we earn … but spending… not so easy for most of us. The reason is we don’t make or take interest in Budgeting. We lack Budgeting Techniques. Budgeting is the pain point inRead More
Financial Planning
Concept of Nominal Returns Vs Real Returns
The Real Returns are different from the rates advertised. This is due to implications of cost, inflation & taxes. One must understand concept of nominal returns vs real returns to optimize his returns. Post tax, fees & inflation is the correct measure to understand total returns.Read More
2018 Review – A to Z – Fun, Laughs & Lessons
What went good, what was bad – Let’s welcome 2019. A 2018 Review of learning & lessons – Through Alphabets. Want to be a Zillionaire? Read at the end – How You can be ONE (Fun) 2018 Review A Asset Liability Mis-match (ALM) – New Word Yes Institution too did what “poor joe” does. EarnRead More
Mutual Fund Taxation in India – More Details
Beyond the tax rates for there are certain more details and benefits under mutual taxation in India. Details & explanation follows in this article.Read More
Is Daughter’s Marriage Planning Still a BIG GOAL?
The 2 most important goals while we make financial plans are Retirement & Daughter’s Marriage Planning. And, moment we seek clarification, the daughter’s marriage changes to “Kids” Marriage. Is marriage planning of daughter still a viable financial goal? Let’s look from Financial & Social aspects today. Expensive weddings are all around, the Ambani Junior, PriyankaRead More
Karva Chauth & Goal Planning
The Karvachauth – It’s a festival in India particularly North, but movies have spread it, to all parts of the world now. The festival also has a learning for goal planning and how to deal when markets are not favorable. Equity markets have been volatile and still remain so in view of forthcoming state elections. ButRead More