About Wealth Management Service Women – Pragati

Avail Service

Why do you sign on dotted lines…?

Normally your husband/father/agent just direct you to sign on some dotted lines of some form with an assurance that they will take care of the rest. Not any more… if you want to understand and do – here is Wealth Management Service Women – Pragati for you.

Women of substance do not sign on what she don’t know or believe. If you like to take reigns in your hand, understand and plan your personal finance life- we are your personalized finance advisors & managers. We only advise what is right for you, we manage your investments, we answer your queries as your guide and make you understand what you are working for.

With our managing transition feature (details below in Coverage Section), you can look up to a bright future.

“Pragati” is for women of today.

Coverage Wealth Management Service Women – Pragati

• Investor defines his investment goals.
• We design portfolio based on invest objectives, risk profile, and asset allocation.
• The portfolio consists of mutual funds, equity, fixed income, NPS and other offerings as per the requirement.
• This is a personalized service hence we keep interacting with you providing information and things concerning your investment behavior and portfolio strategy.
• We monitor the performance and progress of portfolio on a continuous basis and refine strategy if required and carry out portfolio rebalancing.
• We provide a regular update of the portfolio to you.
• This service provides for any number of consultation over email and by VC/Phone on an appointment basis throughout the service period.

MANAGING TRANSITION

We understand that a women’s personal finances situation changes with marriage (or the unwanted negatives like separations and death). We will make our best effort to manage this transition phase.

• If you are single and entering matrimony, we would fully help you to discuss your investments with your partner. We would like to manage you as a family, but in case you want to seek the advice of your husband’s advisor, we will help to transfer your investments to him.
• In a case of separation (by will or law or death), we will help this transition phase considering the best options for you.

Wealth Management Service Women – Pragati is Suited for

All working women who wish to take control of their finances and wish to educate and learn personal finance. No matter you hate numbers, But if  want to be independent and race ahead- this is a personalized service for you.

The Process 

• You fill this form. Avail Service
• We contact you over your preferred medium of communication.
• We send you a data sheet, risk assessment questionnaire, and other formats.
• You sign/accept engagement and deposit fees for the financial planning.
• You fill the required documents and send to us.
• We analyze and draw a draft plan for you.
• We send the draft plan and discuss with you.
• After discussion and addressing your all concerns, we prepare the final plan with our recommendations.
• We discuss mode of implementation and proceed with your chosen mode. In case of direct mode you deposit the fees. (for modes refer T&C below)
• We devise an Investment Policy Statement (IPS). Explain, Discuss & Get your approval.
• The paperwork like form filling, KYC etc is done using technology and paperless preference.
• Our back-office sees to all implementation and report shared with you.
• Monitor of your portfolio on day to day basis.
• We send periodic updates which include valuation, your goal fulfillment report & asset allocation.
• We contact you for half yearly review and implement changes.

Wealth Management Service Women includes unlimited discussion/query resolution over emails and through VC/phone on an appointment basis throughout the year.

Fees

The fee for this service is as follows:

*This is one-time Financial Plan making charges and not charged from second years onwards. The coverage/details for Financial Plan making are same as Financial Planning Services.

Half Yearly payment option available if fee is more than INR 30000 and less than INR 50000 PA. Quarterly payment options available if fee is more than INR 50000 pa.

How Do We Charge?

A Brief Presentation

(Disclaimer: We think Regular & Direct are ways to just remunerate your planner/advisor. You choose the Option. We have no distinction in advice whether you choose to implement in Regular or Direct Plans. Our recommendations/advice has no conflict of interest as it remains identical in any of the options)

Click to know how Savings of 1% in DIRECT mode on an Investments of Rs 10 lakh can impact your portfolio in long run: Impact: In Numbers       On Graph

Disclaimer: Disclaimer: TW2 is a fee-based financial planner and we implement investments under both Direct & Regular options. Under Regular option, the implementation is carried by our Implementation Partner (IP). The IP earns revenue in the form of commissions hence we do not charge fees from the investor. TW2 has revenue sharing arrangements with IP to cover our professional services ONLY.

Just email madhupam@thewealthwisher.com or WhatsApp at +91 9828156400 to get details on Fees or a quotation specifically for you.

Terms & Conditions for Wealth Management Service Women

Under SEBI Regulatory Requirements, we have to maintain KYC documents (Photo, ID proof and Residence proof) and Risk profile of the client.

• The fees are calculated annually and charged quarterly as per valuation of the portfolio and not on the original cost of investments.
• We endeavor to make the transactions paperless, but in certain cases or geography, physical transactions need to be filled in. Our back-office handhold to make them seamless and stress-free.
• For AUM calculation Equity Funds/long Term Debt/Short Term Debt Funds, company FDs all have 100% weight. Liquid/short term funds 20% weight. Nil weight for other services like Insurance or Bonds.
• The Direct Option has just evolved, hence a lot of things are settling on the regulatory and technological front. We would require your patience and assistance in managing this service.
• For certain investments like off-shore funds, we take help of Platforms who deal in these investments. The fees for these are separate and disclosed before the transaction.
• We take care of your taxation and filing returns for which we charge separately and the charges are communicated and agreed upon before the exercise.

Financial Planning &Wealth Management Service FAQs