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mutual funds

SBI Bandhan – Gift Money in Family Without Tax Worries

by Madhupam Krishna

Benefits of SBI Bandhan, Features of SBI Bandhan, mutual funds, SBI Bandhan, SBI Bandhan Details, SBI Bandhan SWP, SWP, systematic withdrawal plan, Taxation swp

SBI Bandhan Features Details Review

We rarely review a product until it has something new. SBI Bandhan caught my research eyes as it is a simple product with a great idea. We often get into doubt when someone in the family asks or need money. Because of taxation angle. SBI Bandhan is a product which answers this by making itRead More

Mutual Funds Vs ULIPS: Are ULIPs Better After LTCG on Equity?

by Madhupam Krishna

budget 2018, equity funds, LTCG, mutual funds, Mutual Funds Vs ULIPS, Mutual Funds Vs ULIPS Cost, returns, Returns Mutual Funds Vs ULIPS, term plans, ULIPs, ULIPs returns

Mutual Funds Vs ULIPS

The debate or the war – ULIP better than Mutual Funds had a new chapter when Budget 2018 has introduced Long Term Capital Gain Tax for Equity Funds. ULIPS being an insurance product remains tax-free on maturity. Now with this recent change, let’s see if the scale has bent towards ULIPS. Let’s critically evaluate MutualRead More

10 Best Articles Of 2017

by Madhupam Krishna

bitcoins, debt mutual fund, Digilocker, E-nivaran, enivaran, equity, FD, fixed deposits, insurance, mutual funds, NPS, NRI, NRI investments, pan aadhar, SIP, value investing

We wrote many good articles on Personal Finance & Investments. Based on the most read parameter here is the collection of best articles on Mutual Fund, Equity, Insurance, Personal Finance & Investments written in 2017. Can You Handle Not Owning Bitcoins? Humorous Images This is called Fear Of Missing Out… (FOMO)… When everyone is making money…Read More

How Regulator Ensured Mutual Funds Achey Hain

by Madhupam Krishna

Abolition of entry load, AMFI, direct plans, Disclosure of commission, entry load, mutual fund safety, mutual fund sahi hain, mutual funds, RIA, RIA (SEBI Registered Investor Advisors- Fee-Based), SEBI

mutual funds safe

The Mutual Funds investing is increasing day by day but question is are Mutual Fund Safe? Many investor take a backhand thinking that this sector is not regulated. Well, this is a misconception as I being an insider can tell you that it is one of the most regulated & audited industry. Many landmark decisionsRead More

Rationale Behind Concentrated Portfolios

by Madhupam Krishna

concentrated portfolio, Concentrated Portfolio Vs Diversification, concentration ratio, concentration risk, diversification, diversified portfolio, equity, mutual funds, portfolio concentration, stocks

concentrated portfolio equity mutual fund

There is a category of equity MFs which invest in 25 or say 35 stocks only. This concentrated portfolio equity mutual fund strategy is marketed as an aggressive management. But when we speak about mutual fund benefits, the important point is DIVERSIFICATION. If a portfolio is concentrated in few stocks or few sectors, will itRead More

Fixed Deposit Vs Mutual Funds Comparison : Part 2

by Madhupam Krishna

bank fd, debt funds, equity funds, fixed deposit, gilt funds, government bonds, income funds, money market funds, mutual funds, portfolio management, returns, SWP, systematic withdrawal plan

fixed deposit vs mutual funds comparison

In part one of the Fixed Deposit Vs Mutual Funds comparison, we analyzed the existing and new ways to invest in Debt Mutual Funds. Now its time to dig deeper and learn why one should invest in Debt Funds, What are the risks in debt Funds and how these risks can be countered. Also, let’sRead More

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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