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miscellaneous musings

5 personal finance lessons from Spirit : Stallion of the Cimarron movie

by Radhey Sharma

miscellaneous musings

I must have watched the movie Spirit : Stallion of the Cimarron at least 15 times now. If you think what is so different about that, let me tell you it was in the last 3 months. Not to mention the fact that it is a kiddo movie. I rate it as one of theRead More

Is investor ignorance the biggest reason for mis-selling ?

by Radhey Sharma

miscellaneous musings

investor-ignorance-misselling

Have you ever been mis-sold an insurance policy ? I write this at the back of this LiveMint article which says that investors lost 1.5 trillion Rs due to insurance mis-selling over 7 years. It is worth pondering why this would happen. Investor apathy In my mind, the biggest reason for this is investor ignorance.Read More

2012 – what were your hits and misses in personal finance ?

by Radhey Sharma

miscellaneous musings

So the year comes to a close and most of us begin to chalk down our plans for how to usher into 2013. Many enthused souls will make a list of things they want to do – we call them resolutions. If you are one of those souls, how many of your resolutions relate toRead More

Two personal finance lessons from Psy’s ‘Gangnam Style’ !

by Radhey Sharma

miscellaneous musings

I must admit. I must have watched Psy’s ‘Gangnam Style’ video over 50 times. Also, I am unashamed to say that I must have listened to the song around 100 times. After having satiated my wanting need to hear and see the pot belly dude jumping up and down, I hopped over to the InternetRead More

New income tax slabs; expensive homes and stooping low ads

by Radhey Sharma

miscellaneous musings

Direct Tax Code (DTC) with new amendments ? The Direct Tax Code (DTC) bill, supposed to be implemented effective April 1st 2012 and which has seen its fortunes swing from one end to the other might bring some relief to tax payers this year. The government is contemplating tweaking the income tax slabs and takingRead More

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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