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TheWealthWisher (TW2)

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investment musings

Which is the most transparent financial product ?

by Radhey Sharma

investment musings

(This Poll has ended. You may refer results below) A thought crossed my mind today. How do we buy financial products? Say you have Rs 50,000/- and want to park that money, where would you put it in and why? I think most of us never bother to first think about basic things like goalRead More

2 Basic Rules of Financial Planning

by Radhey Sharma

investment musings

What-did-2011-teach-you

2011 has come and gone and investors might be sitting back and contemplating on how their investments have done. The 2011 year has been a great teacher of sorts to me. I learned the basic tenets or basic rules of financial planning (again) which I want to share with everyone. We often get carried awayRead More

What are Your Personal Finance Wishlist

by Radhey Sharma

investment musings

personal finance wishlists for 2012

I loved the year 2020 or 2008. My mutual fund investments zoomed down in the ground with the stock market; my single ULIP sold to me 11 years back decreased approximately 10% in value; inflation and prices zoomed the other way up above; my 1-year-old kiddo began to like more and more varied clothes ofRead More

Biggest Financial Planning Priorities ?

by Radhey Sharma

financial planning priorities, investment musings

So what is your biggest financial priorities in your overall financial planning ? Even before we answer that, biggest could mean different for different people. For some, the biggest financial goals could be those that are most significant for you and your family and which are of highest priority for you. For others it couldRead More

How Good is Free Financial Advice ?

by Radhey Sharma

investment musings

It is human nature to procure good things at the least price. And if it’s free, you just made your day ! When it comes to financial advice, investors look unbelievingly if you say they will be charged for advice. Financial advice has always been free in India and it takes time for investors toRead More

Invest in what you know to be a smart investor

by Radhey Sharma

investment musings

invest-in-what-you-know

This is a philosophy that was made famous by Warren Buffet and Peter Lynch and adopted by people the world over – invest in what you know. This philosophy was strictly for stocks and shares – Peter’s argument being that the common investor stood better chances of finding a multi bagger than the well educatedRead More

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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