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basics of retirement planning

Here is why retirees need to watch their retirement portfolio returns

by Radhey Sharma

basics of retirement planning

Consistent Returns Each Year

Are you a retiree who has parked his/her retirement corpus into investment avenues so that they can be used judiciously to supply you your expense each month ? If yes, read on to understand the negative impact of retirement portfolio returns. Most of the way retirement calculation is done by novice investors is at theRead More

Helping Your Parents in Their Retirement

by Radhey Sharma

basics of retirement planning

Help parents during retirement

Old age is a time when most people should sit back and enjoy life. After having slogged for 60+ years, its time one takes it easy from the humdrum of the day job and spends his/her time with hobbies. However, retirement can be cherishable depending on how one’s health is; how one’s financial planning isRead More

Questions to Ask While Saving for Retirement

by Radhey Sharma

basics of retirement planning

Retirement-Planning

Your financial planning is incomplete if you haven’t given a thought to retirement or don’t have any saving for retirement. Most of us live today as if there were no tomorrow, we splurge today and don’t save for tomorrow. If you don’t save and invest for your retirement, remember that you are the one whoRead More

Where to Invest for Retirement Planning ?

by Radhey Sharma

basics of retirement planning, video posts

How to invest for retirement

Retirement planning should stand out as the most important financial goal in an investor’s financial planning exercise. Where to invest for retirement planning is an often asked question. The answer is pretty simple if you understand goal based investing. Hop over to it now if you haven’t read through it. Once back, it should beRead More

How Much Money Do You Need to Retire ?

by Radhey Sharma

basics of retirement planning

One of the first few steps of healthy financial planning is to gauge how much money you need to retire. If you have followed goal based investing strategy, you must have already asked yourself this question, if not, it is never too late to ask  it again. The answer lies in a host of  factorsRead More

4 mistakes to avoid while planning for retirement

by Radhey Sharma

basics of retirement planning

What are the mistakes you should avoid when you plan for your retirement ? When one thinks of retirement, one envisages a good carefree life at a far away retirement house without the everyday hassles of going to work. In reality, its anything but that. With that monthly pay packet no longer being available, oneRead More

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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