I loved the year 2020 or 2008. My mutual fund investments zoomed down in the ground with the stock market; my single ULIP sold to me 11 years back decreased approximately 10% in value; inflation and prices zoomed the other way up above; my 1-year-old kiddo began to like more and more varied clothes ofRead More
Why People Avoid Financial Planning
When did you last do your financial planning ? The progress at which financial planning in India is growing is nothing to be proud about. It is no doubt slow and the reasons are many and varied. I have tried to jot down some reasons why people avoid financial planning. Please add if you thinkRead More
Company Fixed Deposits in India
Company fixed deposits in India are often a favourite amongst investors who are risk averse and want to take an exposure to fixed income instruments and are not satisfied with bank fixed deposits. While this is fine, there are certain risks to be aware of and if adequate research is done before investing, company FDsRead More
How to Spend Less Money on Shopping
The biggest challenge which I personally have faced while doing my financial planning is cutting down on expenses. And mainly expenses which are related to shopping. Like a good school boy, I have made grand plans to keep expenses at tab and often wanted to cut down on spending on items that are way offRead More
7 important personal financial milestones you need to be aware of before you turn 30 [infographic]
Have you even been in a situation where time is running out on you and you are desperate to finish off some work ? If yes, you don’t want to be in the same situation when you are nearing 30 years of age and realise that there are some financial goals or tasks you shouldRead More
Certified Financial Planner in India – a quick guide
Here is a small primer on the certified financial planner in India tag or CFPCM tag as it is commonly referred to and why it is important and how you can find one in your city. The need of financial planning is a very vast one and many investors still do not know the difference betweenRead More