Frugality or a frugal way of life is often misunderstood as being miserly, devoid of the joy and pleasures of life where one tries to save as much money as possible for the future. Talk about frugality and personal finance and you are often met with criticism, especially by guys in their early 20s :Read More
Is stock picking a myth ?
Is stock picking a myth ? Or is it that one can actually pick a stock very easily with the knowledge of how to do it. Can he do so if one is armed with technology and tools. Do fundamental analysis of stocks along with technical analysis make any sense at all in deciphering theRead More
Women and Financial Planning
.In India, financial planning for women don’t gel well as much as men and financial planning do. Of late, a large number of ladies are venturing out in the space of personal finance, but this has been a space largely dominated by the male. However, the importance of women and finances is immense and veryRead More
How much should be financial planning fees?
The last discussion we had on the cost of a financial product prompts me to ask the question today – how much should financial planners charge fees for financial planning of their clients ? In India, there are different charges which financial planners levy as financial planning fees and they vary by a great margin.Read More
Does it make sense to buy LIC Jeevan Vriddhi?
LIC has bull dozed it’s way in the month of March with the launch of a life insurance plan named LIC Jeevan Vriddhi. Needless to say, it will sell like hot cakes because of the fact that it is from LIC which still boasts of a massive army of agents. With tax planning on everyone’sRead More
Raag Vamdatt’s Income Tax Formula course
The income tax season is fast approaching and many investors who do not understand the basics of income tax planning and filing are going to jeopardize their investments by taking the help of commission trotting agents who will sell them unsuitable products. This is not going to look good in your overall financial planning. WhatRead More