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TheWealthWisher (TW2)

Financial Planners I Online Financial Planner in India I Wealth Manager I Personal Finance Advisors I NRI Investments I NRI Wealth Management I NRI Financial Planning I Online Investments I Direct Plan Mutual Funds

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  • How to Save Yourself from Share Market Frauds

    How to Save Yourself from Share Market Frauds
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  • COVID 19 Impact on Finances of NRIs

    COVID 19 Impact on Finances of NRIs
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    Should I Stop SIP – Never (Why?)
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    Union Budget 2020 Impact on Tax/Investments
  • Bharat Bond ETF – Complete Details

    Bharat Bond ETF – Complete Details
  • Changing Name in Mutual Fund Investments

    Changing Name in Mutual Fund Investments
  • Retirement Planning for NRI (Full Details)

    Retirement Planning for NRI (Full Details)
  • Recession in India… R U Investing in DEAD?

    Recession in India… R U Investing in DEAD?
  • What is Market? Decoding the Combined Term

    What is Market? Decoding the Combined Term
  • Impact on Investments When Status Changes “Resident to NRI”

    Impact on Investments When Status Changes “Resident to NRI”
  • Impact on Investments When Status Changes ” NRI to Resident “

    Impact on Investments When Status Changes ” NRI to Resident “
  • Crazy Me ? or It Is Media Bias? You Decide

    Crazy Me ? or It Is Media Bias? You Decide
  • Bharat 22 ETF Review Features Infographic

    Bharat 22 ETF Review Features Infographic
  • Domino Effect in Investments

    Domino Effect in Investments
  • What is Bubble in Investments?

    What is Bubble in Investments?
  • What Is DigiLocker? Benefits & Registration Procedure

    What Is DigiLocker? Benefits & Registration Procedure
  • Life Post GST: Pictures & Humor

    Life Post GST: Pictures & Humor
Patience & Compounding

Understanding Patience & Compounding

Behavioral Finance

Tax Saving Strategies in India for FY 2025–26

Tax Saving Strategies in India for FY 2025–26

More Posts from Financial Planning

How does reverse mortgage work in India ?

by Radhey Sharma

basics of retirement planning

reverse mortgage India

In India, we pride ourselves for our family values and joint family support system. But the urban culture is creeping in all corners of India. “Independence” has become a catch word for not only the younger generation but also for the senior citizens. Today’s grandparents want to live life on their own terms and doRead More

Download Free Ebook on Introduction to Financial Planning

by Radhey Sharma

ebook

So here my first ebook titled Introduction to Financial Planning. I made this for those who want to be initiated into financial planning and who either know nothing about the subject or know about it in bits and pieces. This ebook should at least get you started and get you interested on the subject. SpreadRead More

Two personal finance lessons from Psy’s ‘Gangnam Style’ !

by Radhey Sharma

miscellaneous musings

I must admit. I must have watched Psy’s ‘Gangnam Style’ video over 50 times. Also, I am unashamed to say that I must have listened to the song around 100 times. After having satiated my wanting need to hear and see the pot belly dude jumping up and down, I hopped over to the InternetRead More

Tell tale signs that you are doing procrastination investing

by Radhey Sharma

investment musings

Stop-Procrastinating

Are you an investor who does procrastination investing ? Do you procrastinate often ? For the uninitiated the word procrastinate means to delay or defer an action that you should be doing today. In the investing world, procrastination would imply that you needlessly have pushed out things to the future because you have no senseRead More

Assess your personal finance quotient [quiz]

by Radhey Sharma

quiz

So here is a small quiz that will test your personal finance gyaan. The fact that you are on this blog means that you want to read about financial planning and personal finance in general. You must have rummaged through other websites and magazines to hone your knowledge. So why not put it to testRead More

How to choose your financial planner ? [infographic]

by Radhey Sharma

infographics

How to choose your financial planner

We did an article earlier which talked about questions to ask your financial planner. I hope you folks have read it, if not, now is the time to go and check what it was all about. In this article today, I have tried to capture the same things in an infographic. I have run throughRead More

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Recent Posts

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Story Behind TW2

Madhupam Krishna

Madhupam Krishna

I am 16 years plus professional in Personal Finance. I am Financial Planner who is engaged in Financial Planning & Wealth Management. I am a SEBI Registered Investment Advisor (RIA) managing investors wealth

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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