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TheWealthWisher (TW2)

Financial Planners I Online Financial Planner in India I Wealth Manager I Personal Finance Advisors I NRI Investments I NRI Wealth Management I NRI Financial Planning I Online Investments I Direct Plan Mutual Funds

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  • COVID 19 Impact on Finances of NRIs

    COVID 19 Impact on Finances of NRIs
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    Should I Stop SIP – Never (Why?)
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    Union Budget 2020 Impact on Tax/Investments
  • Bharat Bond ETF – Complete Details

    Bharat Bond ETF – Complete Details
  • Changing Name in Mutual Fund Investments

    Changing Name in Mutual Fund Investments
  • Retirement Planning for NRI (Full Details)

    Retirement Planning for NRI (Full Details)
  • Recession in India… R U Investing in DEAD?

    Recession in India… R U Investing in DEAD?
  • What is Market? Decoding the Combined Term

    What is Market? Decoding the Combined Term
  • Impact on Investments When Status Changes “Resident to NRI”

    Impact on Investments When Status Changes “Resident to NRI”
  • Impact on Investments When Status Changes ” NRI to Resident “

    Impact on Investments When Status Changes ” NRI to Resident “
  • Crazy Me ? or It Is Media Bias? You Decide

    Crazy Me ? or It Is Media Bias? You Decide
  • Bharat 22 ETF Review Features Infographic

    Bharat 22 ETF Review Features Infographic
  • Domino Effect in Investments

    Domino Effect in Investments
  • What is Bubble in Investments?

    What is Bubble in Investments?
  • What Is DigiLocker? Benefits & Registration Procedure

    What Is DigiLocker? Benefits & Registration Procedure
  • Life Post GST: Pictures & Humor

    Life Post GST: Pictures & Humor
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    The Concept of Stealth Wealth
Patience & Compounding

Understanding Patience & Compounding

Behavioral Finance

How NRIs can Invest in India & Maximize Profit

How NRIs Can Invest in India & Maximize Profit

More Posts from Financial Planning

Which is better – Sensex or Nifty?

by Madhupam Krishna

in sensex better than nifty, is nifty better then sensex, nifty returns, sensex returns, sensex vs nifty

Which is better Sensex or Nifty

It has always been a question in the minds of investors if there is a return difference between Sensex and Nifty. Thank god… now we have 25-plus years of data to know Which is better Sensex or Nifty? Both have created a new milestone this month (Dec 23). Sensex crossed the 70000 mark and NiftyRead More

Reasons for Insurance Claim Rejection

by Madhupam Krishna

basics of insurance, basics of life insurance, group insurance policy, Insurance Claim, Insurance Claim Rejection, insurance company, reasons why claim is rejected

Insurance Claim Rejection

Facing a situation where your insurance claim got rejected or denied…it can be frustrating and confusing. However, it’s crucial to remember that Insurance Claim Rejection can happen for various reasons, and understanding them can help you navigate the process effectively. In this article, we will explore common reasons why insurance companies reject claims and provideRead More

How Parents Can Reduce TCS on Foreign Remittance on Education

by Madhupam Krishna

how to avoid TCS on foreign remittance, how to avoid TCS on foreign remittance limits, is TCS on foreign Remittance refundable, new TCS Rates 2023, TCS on foreign remittance circular, TCS on foreign Remittance RBI circular

TCS on Foreign Remittance on Education

We all know, that starting October 1, 2023, the new TCS (Tax Collected at Source) has increased for remitting money abroad from India under the Liberalized Remittance Scheme (LRS). These will increase the burden of TCS on Foreign Remittance on Education. Is there a way out to minimize this tax burden by proper planning orRead More

How Travellers Can Reduce TCS on Foreign Remittance on Tour Package

by Madhupam Krishna

how to avoid TCS on foreign remittance, how to avoid TCS on foreign remittance limits, is TCS on foreign Remittance refundable, new TCS Rates 2023, what is tcs tax on foreign remittance, what is tcs tax on foreign remittance for Tour package

TCS on Foreign Remittance on Tour Package

This is part 2 of the series – How increased TCS Rates Impact can be reduced on Remittance under LRS? We already discussed how parents of kids studying abroad can reduce the burden of increased TCS (Tax Collected at Source) through proper planning of remittance. Here we will discuss how travelers can reduce the TCSRead More

Add-on Covers for Car Insurance

by Madhupam Krishna

Add-on Covers for motor Insurance, Benefits of Add-on Covers in Car Insurance, benefits of Add-on Covers in motor Insurance, Car Insurance benefits, car insurance riders, types of add ons in car insurance, What are Add-on Covers of Motor Insurance?

Add-on Covers for Car Insurance

A crucial component of proper car ownership is car insurance. In the event of accidents, theft, or damage to your vehicle, it offers safety and financial security. Add-on Covers for Car Insurance, commonly referred to as riders or endorsements, extends a car insurance policy’s basic coverage. In this article, we shall go a little deepRead More

NRI Term Insurance Plan

by Madhupam Krishna

Foriegn Insurers, HDFC Term Insurance, HDFC Term Insurance for NRI, LIC Term Plan, SBI Term Insurance, term insurance details, Term Insurance for NRI premium calculator, term plan for nri

NRI Term Insurance Plan

Life is full of uncertainties and everyone wants to secure their family and their children’s future. NRIs are no different & they can also avail of NRI Term Insurance Plan in India. NRI Term Insurance Plan secures the future of your loved ones. Every Indian citizen and NRI is also eligible for this protection. TermRead More

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Recent Posts

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Story Behind TW2

Madhupam Krishna

Madhupam Krishna

I am 16 years plus professional in Personal Finance. I am Financial Planner who is engaged in Financial Planning & Wealth Management. I am a SEBI Registered Investment Advisor (RIA) managing investors wealth

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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