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TheWealthWisher (TW2)

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  • COVID 19 Impact on Finances of NRIs

    COVID 19 Impact on Finances of NRIs
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    Should I Stop SIP – Never (Why?)
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    Union Budget 2020 Impact on Tax/Investments
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    Bharat Bond ETF – Complete Details
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    Changing Name in Mutual Fund Investments
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    Retirement Planning for NRI (Full Details)
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    Recession in India… R U Investing in DEAD?
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    What is Market? Decoding the Combined Term
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    Impact on Investments When Status Changes “Resident to NRI”
  • Impact on Investments When Status Changes ” NRI to Resident “

    Impact on Investments When Status Changes ” NRI to Resident “
  • Crazy Me ? or It Is Media Bias? You Decide

    Crazy Me ? or It Is Media Bias? You Decide
  • Bharat 22 ETF Review Features Infographic

    Bharat 22 ETF Review Features Infographic
  • Domino Effect in Investments

    Domino Effect in Investments
  • What is Bubble in Investments?

    What is Bubble in Investments?
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    What Is DigiLocker? Benefits & Registration Procedure
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    Life Post GST: Pictures & Humor
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    The Concept of Stealth Wealth
Patience & Compounding

Understanding Patience & Compounding

Behavioral Finance

How NRIs can Invest in India & Maximize Profit

How NRIs Can Invest in India & Maximize Profit

More Posts from Financial Planning

Credit Card Hidden Charges

by Madhupam Krishna

credit card charges of India, credit card hidden charges, credit card hidden charges for all banks, credit card hidden charges in India, hidden charges in credit card EMI, how to avoid hidden charges in credit card, how to check hidden charges in credit card

credit card hidden charges

Credit Cards are very useful for transactions. They help you by providing the safety of transfer and also earn you points & rewards. Credit cards offer convenience and flexibility but often come with hidden costs that can catch you off guard. Credit Card hidden charges are subject to various companies who issue these credit cards.Read More

5 Major Health Insurance Policy Changes 2024

by Madhupam Krishna

health insurance policy, health insurance policy for family, health insurance policy in India, Major Health Insurance Policy Changes, Major Health Insurance Policy Changes in 2024

Major Health Insurance Policy Changes

The IRDAI has recently introduced some 5 major changes to health insurance regulations to make policies more customer-friendly. We should be aware of these most important 5 major health insurance policy changes in 2024. These changes include reducing the waiting period from 4 years to 3 years, moving towards a fully cashless claim settlement system,Read More

Types of Real Estate Investment in India

by Madhupam Krishna

2 new types of real estate investments in India, 5 types of Types of Real Estate Investment in India, Types of Real Estate Investment, Types of real estate investment for beginners, Types of Real Estate Investment in India, Types of Real Estate Investment strategies

Types of Real Estate Investment

Real estate investing has no organized “Exchange” to determine the fair price. There are only two parties – An owner who owns a property and a buyer who wants to buy that property. Hence price may depend on many factors like development around, usage of property, etc. The most important thing to consider is theRead More

Navigating Will for NRI : Step-by-Step Guide

by Madhupam Krishna

Financial Planning for NRIs, how to make a will for nri, navigating will for nri, nri rights in india for property, nri will in india, Practical Tips for NRIs Creating a Will, understanding the significance of will for nri, will for nri

Will for NRI

For Non-Resident Indians (NRIs), planning for the future involves more than just financial management—it also entails ensuring that their assets are distributed according to their wishes. Will is such a legal arrangement. Will for NRIs can solve this issue. Using Will, NRI can be sure of distributing & transferring his assets after his death. DraftingRead More

How to Make Car Insurance Claim (Part-2)

by Madhupam Krishna

Benefits of Add-on Covers in Car Insurance, car insurance, Car Insurance benefits, car insurance claim, car insurance claim status, how to make car insurance claim, important factors when making car insurance claim, own damaged car insurance claim

How to make car insurance claim part- 2

In part one of this post, we detailed our own damage insurance claims. We learn that own damaged car insurance can be claimed in cashless mode & reimbursement mode. Many documents are required to file the claim process. The complete list is given in the previous post. Now when we have every information & documents.Read More

How to Make Car Insurance Claim (Part-1)

by Madhupam Krishna

car insurance, car insurance claim, car insurance claim status, cashless claim, how to make car insurance claim, insurance, own damage car insurance claim, reimbursement claim

How to make car insurance claim part- 1

Imagine you driving on the bustling streets of your city or town, and suddenly, a distracted driver comes into your path, resulting in a collision! And, you think – what was my fault? Despite being a cautious and skilled driver, accidents do happen. Your car gets damaged and there is no way making it goodRead More

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Story Behind TW2

Madhupam Krishna

Madhupam Krishna

I am 16 years plus professional in Personal Finance. I am Financial Planner who is engaged in Financial Planning & Wealth Management. I am a SEBI Registered Investment Advisor (RIA) managing investors wealth

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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