NPS is an excellent tool for retirement planning, especially for private sector employees. Many people in the financial advisory space have doubted this product due to its tax inefficiency. They consider NPS Taxation less efficient due non-clarity in guidelines of tax saving NPS. This article is the latest update on tax saving benefits of NPSRead More
Can You Handle Not Owning Bitcoins? Humorous Images
Why is RBI spoiling the party for the 3rd time? They seem to be so fearful that they have again issued a warning on 5th Dec 2017, saying investor will be responsible for the loss. The regulator says no, returns are mouthwatering – and it’s my money… Should I invest in Bitcoins? This is calledRead More
Child Education Planning : Stage-wise Steps
In a Financial Plan, there is always more emphasis on Child Education & Retirement. Child Education Plan majority times takes more importance if the inflows are limited. It’s always in mind – as it is one unspoken sacred vow. Child Education Planning is getting more complex day by day because of increasing options. On anotherRead More
Investing In Highest NAV – Still Making Money?
Investing at highest is challenging when we all have been taught to buy low and sell high. But when markets are not in a mood to regain breath and upwards journey continues, should one make investments at 52 weeks high NAV? This debate Low NAV Vs High NAV has always confused the stable investors. HereRead More
Markets are Emotionless, Blind & Zero In Math
New Year is a month away but brokerage houses and hedge fund managers have started debating on what equity markets 2018 India would be like? Morgan Stanley (which has given 1L figure for Sensex by 2030) came first in predicting 2018 to be a 7-8% returns year. Quick revert from our homegrown Prubhudhar Lilaldas thatRead More
Managing Parents Finances
Many parents like mine need a handholding and care. I noticed this when last week I visited a “sarkari bank” with my parents to renew Life Certificate (for pension). I met many elderly couples and singles who are struggling with issues like depleted PAN card or inability to write a simple application or fill theRead More