The debate or the war – ULIP better than Mutual Funds had a new chapter when Budget 2018 has introduced Long Term Capital Gain Tax for Equity Funds. ULIPS being an insurance product remains tax-free on maturity. Now with this recent change, let’s see if the scale has bent towards ULIPS. Let’s critically evaluate MutualRead More
Fall in Markets Scare You? Peltzman Effect
Did the fall after budget day has scared you? Did the market movements since Budget Day is making you rethink Equity Investments? Well… it’s not normal because if that so, you were not ready for equity yet. You were suffering the Peltzman Effect or the Risk Compensation Theory in finance. You think, everything was goingRead More
Budget 2018 – Impact on Income & Investments
The Government which is known for dropping BOMBS… today submitted their last budget before going for general elections in early 2019. Budget 2018 details have started emerging and yes the budget in full of impact. Budget 2018 will be known for Taxing the Equity Market gains. Here are the details. Budget 2018 key highlights areRead More
GOI 7.75% Savings Bonds 2018 (Should You Invest?)
Commencing from 10th January 2018 GOI 7.75% Savings Bonds 2018 have been launched. With this fixed income investor have new a new choice with PPF, Senior Citizen Savings Scheme & off course the traditional Fixed Deposits. Let’s see what these old bonds in a new package contain. Also let’s see if you should invest inRead More
Is my Bank Deposit Safe Under FRDI Bill
There is a lot of noise on Social Media on the safety of your bank deposit post the FRDI bill becomes an Act. This bill is debated a lot because it directly impacts the 2 pillars of our lives – Banks & Savings. Today let’s try to find the answer to this buzzing question –Read More
What Wine Cork Industry Tell About Equity Investing
Do you know the wood or the tree used to make the wine corks takes 25 years to grow? The farmer sacrifices around 25 olive crops or 50 crops of cereals to get these trees after 25 years of Patience. Value is made by putting some resources and time is one such resource. In equityRead More