Misselling is high when markets are doing good. Simple reason, when it is easy to nudge people to invest you can play with emotion and sell crap. Off late I noticed 2 new ways of misselling financial products. These are new trends emerging for internet and present lifestyle. Let us see these new misselling waysRead More
7 Retirement Challenges that Lead to Shortfall
Most ignore it because it is too far. Yes, that’s the story of retirement-related goals. You ask anyone, the priority is today… today’s expenses, this year’s tax savings, next years vacation etc etc. Retirement … a big silence. And, we all know the result. There will be a shortfall in retirement corpus. Shortfall is oneRead More
Cancer Insurance Policy – An Introduction
When cancer strikes someone in the family or social circle then we realize that the risks are real. The family and the patient have to be emotionally strong, and they need a good amount of money to deal with it. It’s a risk to a peaceful planned financial life, hence we have a risk transferRead More
Role in Financial Planning for Women to Achieve Freedom
Most male readers will not read further thinking this article addresses only females. And few will start guessing why Madhupam is writing this? Valentine is gone, why is he mixing Mars & Venus. Well, do not go by topic, as this article focuses on financial planning for women aspect, but is equally important for maleRead More
When I asked Ridham Desai about 100000 Sensex Prediction
Yes, I asked Ridham Desai, the Head of India Equity Research and India Equity Strategist at Morgan Stanley- “Will You Hold on to Your Sensex Prediction of 100000?”. He said “Yes”. This was the question: Will be interesting to hear @rndx1 Ridham Desai and his views for 2018 equity markets. Will you hold your 100KRead More
Direct Plan Mutual Fund Investors & Advisor’s Alpha
With the markets just skyrocketing in 2017, many investors of Direct Plan Mutual Funds faced a tough time in Feb 2018. Budget 2018 and days after that were and are still mayhem. But if media & my personal experience is to be believed, the direct plan mutual fund investors panicked and are still in shock.Read More