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TheWealthWisher (TW2)

Financial Planners I Online Financial Planner in India I Wealth Manager I Personal Finance Advisors I NRI Investments I NRI Wealth Management I NRI Financial Planning I Online Investments I Direct Plan Mutual Funds

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    Should I Stop SIP – Never (Why?)
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    Union Budget 2020 Impact on Tax/Investments
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    Bharat Bond ETF – Complete Details
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    Changing Name in Mutual Fund Investments
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    Retirement Planning for NRI (Full Details)
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    Recession in India… R U Investing in DEAD?
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    What is Market? Decoding the Combined Term
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    Impact on Investments When Status Changes “Resident to NRI”
  • Impact on Investments When Status Changes ” NRI to Resident “

    Impact on Investments When Status Changes ” NRI to Resident “
  • Crazy Me ? or It Is Media Bias? You Decide

    Crazy Me ? or It Is Media Bias? You Decide
  • Bharat 22 ETF Review Features Infographic

    Bharat 22 ETF Review Features Infographic
  • Domino Effect in Investments

    Domino Effect in Investments
  • What is Bubble in Investments?

    What is Bubble in Investments?
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    What Is DigiLocker? Benefits & Registration Procedure
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    Life Post GST: Pictures & Humor
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    The Concept of Stealth Wealth
Patience & Compounding

Understanding Patience & Compounding

Behavioral Finance

How NRIs can Invest in India & Maximize Profit

How NRIs Can Invest in India & Maximize Profit

More Posts from Financial Planning

7 Checks 6 Questions- Before Hiring Financial Planner Part 1

by Madhupam Krishna

Certified Financial Planner from FPSB India, CFP, financial planner, Financial Planner Approach, Hiring Financial Planner, how do i find a financial planner, Registered Financial Advisor (RIA) with SEBI, SEBI RIA

Hiring Financial Planner

You are about to hire a Financial Planner, and this will be a very crucial financial decision. Are you prepared? Probably NOT, because most of us just talk without a checklist or a format to the financial planner. The aim is to see if comfort is there or not. Then based on “comfort” you goRead More

Crazy Me ? or It Is Media Bias? You Decide

by Madhupam Krishna

media bias, media bias in investments, media problems, Media reaction to Market Fall, social media

Media Bias

This article is work of fiction but it is an important lesson on how does a mind of investor work when he interacts with media. I have taken print media and a very well know newspaper ET Wealth Edition of 2nd April, 2018 to demonstrate the media bias and its after-effects. This is the reasonRead More

Best & Worst of 2017-18 : Pictures & Lessons

by Madhupam Krishna

best & worst of equity, best stocks 2018, best stocks of 2017, bond market 2018, fixed income 2018, international markets in 2018, worst stocks 2017, worst stocks 2018

best & worst

It’s April and start of a new financial year. Many things will change as change is welcome. Changes when happen they becomes history and there are some valuable lessons for investors when you see historical figures. Here are recap and lessons learned from the Best & Worst of Financial Year 2017-18. One year figures areRead More

12 New Changes in Income Tax Rules from 1 April, 2018

by Madhupam Krishna

2018, budget 2018, Exemption limit, income tax, income tax changes, LTCG, New Changes in Income Tax Rules from 1 April, new income tax rules, new modifications in income tax, Standard Deduction

New Changes in Income Tax

New year as per Hindu calendar started with Navratras, but as per financial calendar, the New Year is April 1. Many things changes from this day in personal finance. So lets us see what will be the 12 new changes in income tax rules from 1 April 2018 through this post. This will help youRead More

What is Equity Savings Fund? Details & Comparison

by Madhupam Krishna

comparison of Equity Savings Fund, Equity Savings Fund taxation, performance of Equity Savings Fund, What is Equity Savings Fund, Why Equity Savings Fund

Equity Savings Fund

Equity Savings Fund is a relatively new category of funds which has emerged from the thought that equity can be used as a savings vehicle. We all know pure equity is wealth creator but cannot be relied on for medium-term savings. Hence Equity Savings Fund is a cocktail of few more asset classes to makeRead More

Are the markets in Mean Reversion Phase?

by Madhupam Krishna

mean reversion, mean reversion example, mean reversion in shares, mean reversion meaning

mean reversion

Mean reversion is a powerful way to understand equity investing. When you see markets you are seeing a pendulum in working. Some good happens markets go up 600 points, something bad happens it sheds 500 points. You cannot control that, but surely you can rely on mean reversion to not feel the panic. Let’s seeRead More

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Story Behind TW2

Madhupam Krishna

Madhupam Krishna

I am 16 years plus professional in Personal Finance. I am Financial Planner who is engaged in Financial Planning & Wealth Management. I am a SEBI Registered Investment Advisor (RIA) managing investors wealth

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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