Very few instruments have “fixed rate” & “tax-free” tag associated with them. Considering last year when rates in fixed deposits were at lowest and debt funds being highly volatile, Voluntary Provident Fund is an ideal choice for debt investments. Let’s see the details. The advantage of investing in voluntary provident fund lies in the factRead More
Fixed or Floating Rate Home Loans
Home Loans have again started to go up after an about year. Many of you either are waiting for your dream house or have made a plunge and acquired a house on loan. You should avail fixed or floating rate home loans? Answer has been always mysterious if you are not tracking the interest rateRead More
What is Estate Planning?
Creating assets is on top of your mind – good. But have you thought what will happen to your assets (or liabilities) after you? Well, no one likes to think for “that day”. But friend – laws do not understand your fear of death. You need to define & document your thoughts on how yourRead More
Pros & Cons of Investing in International Funds
Today traveling to a foreign country is no more a “lucky chance”. In earlier days people use to show horoscopes to learned men and wanted to know if they have “videsh yatra yog” (destiny to fly abroad). But today we see lakhs of Indians crossing the border for work, education & pleasure. So what aboutRead More
Struggling on- How to Save Money? Try these 6 hard ways
Do you struggle – Not with earning money but saving it? You make a lot of plans and devise lot of tricks but in the end, you have hardly any money to invest. Question – How To Save Money is really bothering you. You curse yourself that you don’t save money then you need toRead More
7 Checks 6 Questions- Before Hiring Financial Planner Part 2
Asking question is never a bad thing. In fact, only fertile minds are inquisitive. I wrote about 7 basic checks for hiring financial planner 3 days ago. Now, we move ahead with the familiarity part. Lets ask some open-ended questions before hiring financial planner. After you have checked these outer most tough features, its timeRead More