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TheWealthWisher (TW2)

Financial Planners I Online Financial Planner in India I Wealth Manager I Personal Finance Advisors I NRI Investments I NRI Wealth Management I NRI Financial Planning I Online Investments I Direct Plan Mutual Funds

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  • How to Save Yourself from Share Market Frauds

    How to Save Yourself from Share Market Frauds
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  • COVID 19 Impact on Finances of NRIs

    COVID 19 Impact on Finances of NRIs
  • Should I Stop SIP – Never (Why?)

    Should I Stop SIP – Never (Why?)
  • Union Budget 2020 Impact on Tax/Investments

    Union Budget 2020 Impact on Tax/Investments
  • Bharat Bond ETF – Complete Details

    Bharat Bond ETF – Complete Details
  • Changing Name in Mutual Fund Investments

    Changing Name in Mutual Fund Investments
  • Retirement Planning for NRI (Full Details)

    Retirement Planning for NRI (Full Details)
  • Recession in India… R U Investing in DEAD?

    Recession in India… R U Investing in DEAD?
  • What is Market? Decoding the Combined Term

    What is Market? Decoding the Combined Term
  • Impact on Investments When Status Changes “Resident to NRI”

    Impact on Investments When Status Changes “Resident to NRI”
  • Impact on Investments When Status Changes ” NRI to Resident “

    Impact on Investments When Status Changes ” NRI to Resident “
  • Crazy Me ? or It Is Media Bias? You Decide

    Crazy Me ? or It Is Media Bias? You Decide
  • Bharat 22 ETF Review Features Infographic

    Bharat 22 ETF Review Features Infographic
  • Domino Effect in Investments

    Domino Effect in Investments
  • What is Bubble in Investments?

    What is Bubble in Investments?
  • What Is DigiLocker? Benefits & Registration Procedure

    What Is DigiLocker? Benefits & Registration Procedure
  • Life Post GST: Pictures & Humor

    Life Post GST: Pictures & Humor
Patience & Compounding

Understanding Patience & Compounding

Behavioral Finance

Budget 2026

Budget 2026 – Impact on Investments, Taxation & NRIs

More Posts from Financial Planning

Why DEMAT Account is Required? Infographic

by Madhupam Krishna

demat meaning, hpw to open demat, is demat compulsory, should i open a demat account, use of demat, Why demat, Why DEMAT Account is Required

Why DEMAT Account is Required

Why DEMAT Account is Required for Investing? The most important reason is transaction ease. Most of the securities are available in DEMAT format now. It is easy to buy & sell if you have a DEMAT account. Some securities like shares, NCDs are compulsory to be bought through a DEMAT account. Here is an InfographicRead More

Why was My SIP Negative? The Biases Behind

by Madhupam Krishna

Negative SIP, Ostrich Bias, ostrich effect, Recency Bias, SIP Negative, Why SIP is negative

SIP Negative

A sigh of relief! Finally, your SIP is again looking positive. But what went wrong in April to June 2020? Why was your 1 year, 3 Year, 5 Year, and even 10-year SIP negative? And Negative SIP means – Many investors lost faith in MFs and resolved to withdraw and started putting money in BankRead More

Financial Planning Awareness – An Uphill Task

by Madhupam Krishna

basics of financial planning, financial advisor, Financial Discipline, financial education, financial literacy, Financial Planning Awareness, Financial Planning Awareness camps, Financial Security

Financial Planning Awareness

The last 74 years’ independence set me thinking about the changes & progress our country has made. You like it or not, you notice or pass – the changes are for good. Awareness especially in Financial Planning has ever been so important as it is now. We need to spread Financial Planning Awareness, Financial DisciplineRead More

Real Estate Investment Trusts (REITs)

by Madhupam Krishna

how to invest in REITs, list of REITs, Real Estate Investment Trust, Real Estate Investment Trusts, REIT, REIT Companies, reit company in india, reit in india, reit index, REIT IPO, REIT meaning, REIT MINIMUM INVESTMENT, reit price, REIT TAXATION, REITS, why not to invest in reit

Real Estate Investment Trusts

Real Estate Investment Trusts (REITs) In India is new in the sense that up till now we had just 2 issues of these to invest. But globally REITs are major money catchers and soon India will have more options. So in today’s article let us check how Real Estate Investment Trusts (REITs) are governed, runRead More

Corona Kawach or Corona Rakshak ?

by Madhupam Krishna

Corona KAWACH, Corona KAWACH & Corona RAKSHAK, Corona Kawach Details, Corona Kawach Features, corona kawach or mediclaim, Corona Policy, Corona RAKSHAK, Corona Rakshak Details, Corona Rakshak Features, corona rakshak or mediclaim, Difference between Corona KAWACH & Corona RAKSHAK

Corona Kawach

Did the image of Rate List of Treatment floating on social media scared you..? Yes because Corona may not be fatal to that extent buy yes the treatment cost is. But the good news is – You can get yourself & family members insured against Corona or COVID 19. These policies are called Corona KAWACHRead More

Consolidated Account Statement (CAS)

by Madhupam Krishna

CAS, Download CAS, Download e-CAS through cams, Download e-CAS through CDSL, Download e-CAS through Karvy, Download e-CAS through NSDL, e-CAS, How to download CAS, Process to download E-CAS, Steps to Download CAS, Steps to Download e-CAS

Consolidated Account Statement

Consolidated Account Statement (CAS) is a great facility for investors, who want to check their entire investments (Equity Shares & Mutual Funds) in one go. CAS an be used to check transactions and also to know the valuation of the holdings. Here are complete details on CAS & & 4 Ways to Download it. WhatRead More

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Story Behind TW2

Madhupam Krishna

Madhupam Krishna

I am 16 years plus professional in Personal Finance. I am Financial Planner who is engaged in Financial Planning & Wealth Management. I am a SEBI Registered Investment Advisor (RIA) managing investors wealth

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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