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TheWealthWisher (TW2)

Financial Planners I Online Financial Planner in India I Wealth Manager I Personal Finance Advisors I NRI Investments I NRI Wealth Management I NRI Financial Planning I Online Investments I Direct Plan Mutual Funds

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  • COVID 19 Impact on Finances of NRIs

    COVID 19 Impact on Finances of NRIs
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    Should I Stop SIP – Never (Why?)
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    Union Budget 2020 Impact on Tax/Investments
  • Bharat Bond ETF – Complete Details

    Bharat Bond ETF – Complete Details
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    Changing Name in Mutual Fund Investments
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    Retirement Planning for NRI (Full Details)
  • Recession in India… R U Investing in DEAD?

    Recession in India… R U Investing in DEAD?
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    What is Market? Decoding the Combined Term
  • Impact on Investments When Status Changes “Resident to NRI”

    Impact on Investments When Status Changes “Resident to NRI”
  • Impact on Investments When Status Changes ” NRI to Resident “

    Impact on Investments When Status Changes ” NRI to Resident “
  • Crazy Me ? or It Is Media Bias? You Decide

    Crazy Me ? or It Is Media Bias? You Decide
  • Bharat 22 ETF Review Features Infographic

    Bharat 22 ETF Review Features Infographic
  • Domino Effect in Investments

    Domino Effect in Investments
  • What is Bubble in Investments?

    What is Bubble in Investments?
  • What Is DigiLocker? Benefits & Registration Procedure

    What Is DigiLocker? Benefits & Registration Procedure
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    Life Post GST: Pictures & Humor
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    The Concept of Stealth Wealth
Patience & Compounding

Understanding Patience & Compounding

Behavioral Finance

How NRIs can Invest in India & Maximize Profit

How NRIs Can Invest in India & Maximize Profit

More Posts from Financial Planning

Why NRI Want Kids to Get Foreign Education?

by Madhupam Krishna

Foreign Education Planning, NRI Want Kids to Get Foreign Education, Overseas education, Planning for Foreign Education

NRI Want Kids to Get Foreign Education

I was on a call with an NRI from Dubai. Husband & wife were fond of each other but had one contention… The husband was keen to settle in India after few years but the Wife was not. REASON: She was ready to adjust to any length but she wanted her children to get anRead More

5 Ways to Link Aadhaar & PAN

by Madhupam Krishna

How to Link your PAN aadhar, Issues in PAN & Aadhar Linking, Last Date for PAN- Aadhar Linking, Should MINOR link PAN & Aadhar, Should non resident link PAN & Aadhar, Should NRI link PAN & Aadhar, Ways to Link your PAN & Aadhar, Why link PAN with Aadhar

Link Aadhaar & PAN

It is mandatory to link Aadhar-PAN. The government has been behind this process for a long time and we see a lot of effort in building this campaign. So we thought to make you aware of the need, the process of linking addhar pan. We will also provide the 5 ways to Link Aadhaar &Read More

Why & How NRI Should Close Indian Bank Accounts?

by Madhupam Krishna

can i have both nre and savings account, can nri continue with resident savings account, can nri transfer money to savings account in india, How to close Resident Indian Bank Account, Non-Resident Ordinary Rupee Account, NRI Banking, nro account, NRO account for NRI, penalty for not converting to nro account, Should NRI close Savings Bank Account

NRI Should Close Indian Bank Accounts

It is a fact that many Indians still keep their Indian Bank accounts without converting those to Non-Resident Accounts. This is a huge blunder and against the law. When asked – NRI Should Close Indian Bank Accounts the response they give is – Don’t Know… How To Do It… When to do it? etc etc..Read More

Taxation of Income in India for NRI (FY 2021-22)

by Madhupam Krishna

Taxation of Income in India

Taxation of Income in India for NRI is an important element under Tax Planning for NRIs. India follows a progressive manner of taxation. Last Years Union Budget has divided the Income Tax System into 2 regimes. They are called the Old Regime of Taxation & New Regime of Taxation. Here is the complete details ofRead More

11 Additional Incomes in ITR (Never Forget)

by Madhupam Krishna

Additional Incomes, income part of ITR, Income under ITR, incomes not to forget in ITR, incomes not to hide in ITR, Incomes to show in ITR, various heads of income

Additional Incomes in ITR

You are on brink of filling your Annual Returns or ITRs for AY 2021-22. The date has been extended to 30 Sept 2021 due to COVID wave 2. But you should keep the following income in mind to include in case you get in the financial year. These are some Additional Incomes in ITR toRead More

Decimation – Does NOT Mean you WON

by Madhupam Krishna

Buy & hold, buy and hold, decimation, long term investing

Decimation

I was talking to my friend & investor over the weekend – and he says “I never carry tension home. I purchase & sell the same day. Even if the stock is good and made me returns I do not keep it over the weekend. I just sell it and again buy next week ifRead More

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Recent Posts

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Story Behind TW2

Madhupam Krishna

Madhupam Krishna

I am 16 years plus professional in Personal Finance. I am Financial Planner who is engaged in Financial Planning & Wealth Management. I am a SEBI Registered Investment Advisor (RIA) managing investors wealth

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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