In an earlier article, we have seen what mutual funds are. Today, we see what the advantages of mutual funds in India are. Mutual Funds offer a great deal of flexibility and ease to investors, both big and small. Ranging from professional management to a plethora of diversification options, to ease of liquidity and lowRead More
What is a Mutual Fund ?
A Mutual Fund in India is an entity which pools in people’s money and invests in stocks, bond and other securities to generate a return. Each investor is given units of the mutual fund in exchange for cash – he then becomes an owner of the fund’s asset. The entity which does the collection andRead More
Two ways to invest in equities
In an earlier article, we have seen why you should invest in equities and what the returns from equity means to your overall financial planning. Today we will see two ways in which we can invest in equities – one is a simple laid-back way in which you see your money multiply over a period ofRead More
Here is why every investor should invest in stocks and mutual funds !
Have you ever asked yourself the question why you should invest in stocks and equity diversified mutual funds ? The reason people invest in stocks is because they think it will make them rich quickly. This sentence is correct but till the last one word. Drop the word “quickly” and replace that with “over aRead More
Why Unit Linked Insurance Plans(ULIPs) are not suitable products
Are Unit Linked Insurance Plans. ULIPs as bad as they are made out to be ? ULIPs are investment products that combine insurance with investment. Both insurance and investments serve two different purposes – they cannot be combined to make a cocktail you cannot drink. Any product that begins to digress from the basic concepts of keepingRead More
How to calculate post tax returns on your investments
Time for some mathematics ! And if it weren’t your favorite subject in school, don’t be afraid to read on. The formula is pretty self explanatory. Financial planning is all about leaning new things and how to calculate post-tax returns on your investments is very crucial for you to understand so that you know exactly whatRead More