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TheWealthWisher (TW2)

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    Should I Stop SIP – Never (Why?)
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    Union Budget 2020 Impact on Tax/Investments
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    Bharat Bond ETF – Complete Details
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    Changing Name in Mutual Fund Investments
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    Retirement Planning for NRI (Full Details)
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    Recession in India… R U Investing in DEAD?
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    What is Market? Decoding the Combined Term
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    Impact on Investments When Status Changes “Resident to NRI”
  • Impact on Investments When Status Changes ” NRI to Resident “

    Impact on Investments When Status Changes ” NRI to Resident “
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    Crazy Me ? or It Is Media Bias? You Decide
  • Bharat 22 ETF Review Features Infographic

    Bharat 22 ETF Review Features Infographic
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    Domino Effect in Investments
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    What is Bubble in Investments?
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    What Is DigiLocker? Benefits & Registration Procedure
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    Life Post GST: Pictures & Humor
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    The Concept of Stealth Wealth
Patience & Compounding

Understanding Patience & Compounding

Behavioral Finance

How NRIs can Invest in India & Maximize Profit

How NRIs Can Invest in India & Maximize Profit

More Posts from Financial Planning

Real Estate Star Ratings from CRISIL

by Radhey Sharma

basics of real estate

CRISIL Real Estate Star Ratings

For the first time in the real estate market in India, there seems to be some light at the end of the tunnel which the builders have dug deep for poor investors. CRISIL has come out with Real Estate Star ratings in August 2010 to assess and certify real estate projects in India.  This is first ofRead More

3 insurance policies you cannot afford to miss

by Radhey Sharma

basics of insurance

3 Insurance Policies you cannot miss

What are the insurance policies you must necessarily have ? Life has its own surprises. You are hale and hearty one day and can drop dead the very next day; you could land up on the surgeon’s table for no fault of yours; you could be diagnosed with a critical illness rendering you incapable ofRead More

India’s best and upcoming personal finance bloggers

by Radhey Sharma

miscellaneous reviews

Personal Finance Bloggers in India are growing by the day. Blogging is a new found passion that many have taken to either full time or as a part time activity.  Yours truly is a victim of this craze as well. While there are a whole lot of personal finance bloggers today, some stand out tallRead More

Your guide to advance tax

by Radhey Sharma

advance tax

Paying taxes is a game that is going to catch up with you all the year round. So if you have just filed your income tax returns (ITR) for last year, it’s time to swing in action to pay advance tax depending on what time of the year you are in. Who pays advance taxRead More

4 reasons why your spouse must know about the household finances

by Radhey Sharma

couples and investments

A majority of the India households have the finances driven by the male counter part. That does not mean  they are driven smartly. Women can manage finances equally well, its just that its often a boring activity and women would prefer something better going on at the soap operas. And in houses where the womenRead More

What is cost inflation index and indexation ?

by Radhey Sharma

basics of real estate

What is cost inflation index and indexation ? To understand indexation, let us quickly see what we mean by capital gains. If you sell an asset such as real estate, stocks, mutual funds, jewelery etc, you earn a profit from such a transaction. This profit is called capital gain. If you sell an asset afterRead More

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Story Behind TW2

Madhupam Krishna

Madhupam Krishna

I am 16 years plus professional in Personal Finance. I am Financial Planner who is engaged in Financial Planning & Wealth Management. I am a SEBI Registered Investment Advisor (RIA) managing investors wealth

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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