The Public Provident Fund (PPF) scheme is one of the most common and favorite investment class for a large number of individuals today in their overall financial planning. Let’s discuss and check PPF Details. You hear more about it in the first quarter of the year when investors scurry to invest in tax saving instruments. TheRead More
How Much Money Do You Need to Retire ?
One of the first few steps of healthy financial planning is to gauge how much money you need to retire. If you have followed goal based investing strategy, you must have already asked yourself this question, if not, it is never too late to ask it again. The answer lies in a host of factorsRead More
What is Personal Accident Insurance Cover ?
Amongst all your must have insurance policies, personal accident insurance cover or personal accident insurance policy stands out as important as the others, namely term insurance and medical insurance. If you don’t have one, your financial planning could go haywire. Imagine you commute to work in a two wheeler and are knocked down by aRead More
RaagVamdatt.com celebrates its third anniversary
Looks like the month of November is personal finance blogger friendly in India. After JagoInvestor.com’s third anniversary, it is now the turn of RaagVamdaat.com to celebrate three successful years in the same month. That is true. RaagVamdatt.com turned three this November – for those who do not know, Raag is a financial planner who providesRead More
Financial Scams and what investors can learn from them
The Indian stock market is one of the most robust ones in the world today. Thanks to a string of unprecedented financial scams in India that have made the regulator more accountable to the public and more stringent as far as regulations are concerned. One of my readers Srividhya had requested for a run downRead More
Difference Between Needs and Wants
The first step in intelligent financial planning is to understand the difference between needs and wants. Your clarity on the subject will also lead you to do better budgeting. Today’s youth consumerism has unfortunately not only skewed the definition of needs and wants, it has also made the subject take a backseat. Let us revisitRead More