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TheWealthWisher (TW2)

Financial Planners I Online Financial Planner in India I Wealth Manager I Personal Finance Advisors I NRI Investments I NRI Wealth Management I NRI Financial Planning I Online Investments I Direct Plan Mutual Funds

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    COVID 19 Impact on Finances of NRIs
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    Should I Stop SIP – Never (Why?)
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    Union Budget 2020 Impact on Tax/Investments
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    Bharat Bond ETF – Complete Details
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    Changing Name in Mutual Fund Investments
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    Retirement Planning for NRI (Full Details)
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    Recession in India… R U Investing in DEAD?
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    What is Market? Decoding the Combined Term
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    Impact on Investments When Status Changes “Resident to NRI”
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    Impact on Investments When Status Changes ” NRI to Resident “
  • Crazy Me ? or It Is Media Bias? You Decide

    Crazy Me ? or It Is Media Bias? You Decide
  • Bharat 22 ETF Review Features Infographic

    Bharat 22 ETF Review Features Infographic
  • Domino Effect in Investments

    Domino Effect in Investments
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    What is Bubble in Investments?
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    What Is DigiLocker? Benefits & Registration Procedure
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    Life Post GST: Pictures & Humor
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    The Concept of Stealth Wealth
Patience & Compounding

Understanding Patience & Compounding

Behavioral Finance

How NRIs can Invest in India & Maximize Profit

How NRIs Can Invest in India & Maximize Profit

More Posts from Financial Planning

What is Index? Part 2

by Madhupam Krishna

Do Index have derivative products?, what does it signify?, What is the calculation frequency for Nifty 50 and Sensex?, When an index either goes up or down, Why are stock indices important?, Why does Index (SENSEX or NIFTY) move up or down?

What is Index

This is Part -2 of the write-up What is Index? For Part 1 Click Continued… What is Index? Here is some more information on the Index & FAQs on Nifty & Sensex. Benefits of considering Indices to analyze the movement of the stock market An index can be used as a benchmark making it easyRead More

What is Index? Part 1

by Madhupam Krishna

How is an Index computed, Index, Market-Capitalization Weighted Index, nifty composition, Sensex making

What is Index

When someone asks or thinks about the market, the most important level we think about or check is Sensex or Nifty. When it goes up, we know our portfolio will do better and vice versa. So, these are two examples of widely tracked Indian Index. We are going to learn the basics of Index, theirRead More

Tax Saving Strategies for NRIs

by Madhupam Krishna

exemptions on Income for NRIs, income tax exemptions for nri, Sec 80 Deductions for NRIs, tax planning for nri, tax planning for nris, Tax Saving Strategies for NRIs

Tax Saving Strategies for NRIs

Tax is an obligation – to pay on time and pay right! Matters also get complex if you are an NRI and not in touch with India. But no problems… you must have checked our previous article on Tax Planning by NRIs. We maintain and keep this updated with the new changes. Today we willRead More

Buy Now Pay Later – Let’s Understand it First

by Madhupam Krishna

Alternates to Credit cards, BNPL, BUY NOW, buy now pay later, pay later product is safe or not?, pay later product?, what is Buy Now Pay Later?

Buy Now Pay Later

Shopping hasn’t changed with the widening variety and newer products, but the way we do it has certainly changed a lot. Earlier people were buying things directly from each other, then came the currency, then came finance, and now the Buy Now Pay Later concept. This recent trend of shopping – BUY NOW PAY LATERRead More

Online Money Games

by Madhupam Krishna

Are Online Money Games Legal in India?, Best money earning games, Is it safe to play games for money?, Is playing online games for money real?, Money earning games, Online Money Games, Should we Invest in Online Money Game Apps ?

Online Money Games

Making money easily is a dream for everyone. Everyone wants to enjoy a bit and make money to upgrade their Living standards. Online Money Games or games played on apps where luck is involved are recent means to earn illicit money. But these may turn out to be illegal activities like gambling, betting, wagering etc.Read More

Loanable Investments

by Madhupam Krishna

Can an investment be a loan, Can I get loan on stocks, How is loanable funds determined, Investment loan example, Loanable Investments, what are loanable investments, What are the main sources of loanable funds, Which investments are loanable

Loanable Investments

In case you needed money for some emergency you only knew the traditional ways of taking loans like Personal loans or finance on your house or property, financing on the vehicle, taking loans from relatives or friends, etc. But many of your investments can be used to avail funds. These are called loanable investments. Let’sRead More

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Story Behind TW2

Madhupam Krishna

Madhupam Krishna

I am 16 years plus professional in Personal Finance. I am Financial Planner who is engaged in Financial Planning & Wealth Management. I am a SEBI Registered Investment Advisor (RIA) managing investors wealth

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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