We slog 5-6 days a week so that our hard earned money is made to good use via long term investing and sensible financial planning. However, money wasters are something which all of us do without even realizing it. Small drops of water make an ocean, similarly, if this wastage of money were to beRead More
Will Life Insurance Company Pay Death Claim?
I was prompted to key this on reading the news that HDFC Standard Life was fined by the insurance regulator IRDA for denying death claim in life insurance settlements. The news is an eye opener in the sense that it shatters your belief that your insurer will dole the payout to your family when youRead More
How Good is Free Financial Advice ?
It is human nature to procure good things at the least price. And if it’s free, you just made your day ! When it comes to financial advice, investors look unbelievingly if you say they will be charged for advice. Financial advice has always been free in India and it takes time for investors toRead More
Health Insurance Portability
Here is another milestone in the general insurance industry in India. Health insurance portability which was to become applicable earlier in the year is now a reality ! So why are we excited ? Well, it gives you another opportunity to make your financial planning more better by being with the insurer who you thinkRead More
Buying a Second Home and Asset Allocation
A home is the first investment one should make. Those are not my words but Peter Lynch’s. So to honor the veteran you did what he preached but then the itch of buying a second home got to you. What do you do? Most of the investors tend to get inclined towards real estate moreRead More
What is Gold ETF and How to Invest in it ?
The festive season is upon us and Indians will fall over each other to buy gold, never mind the prices. While physical gold is favourite among the masses, there exists a better way to invest in gold – gold Exchange Traded Funds as they are called. Gold ETFs have been a success story around theRead More