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Retirement

Have you planned for your retirement home ?

by Radhey Sharma

basics of retirement planning

Retirement Homes

In an earlier article, we were discussing whether buying a house or saving for retirement is important. After all, all of us want retirement homes when we usher in the sunset years. The last thing you want is a mad struggle to meet your day to day expenses and on top of that pay rentRead More

How does reverse mortgage work in India ?

by Radhey Sharma

basics of retirement planning

reverse mortgage India

In India, we pride ourselves for our family values and joint family support system. But the urban culture is creeping in all corners of India. “Independence” has become a catch word for not only the younger generation but also for the senior citizens. Today’s grandparents want to live life on their own terms and doRead More

How to do retirement planning for late starters ?

by Radhey Sharma

basics of retirement planning

Retirement planning for late starters

My Gupta asked me the other day- ” I am 51, should I start retirement planning now ? Am I late starter ?”. The question prompted me to think on how to do retirement planning for late starters but before we go there, is 51 late in starting ? Given all the basics of personalRead More

Here is why retirees need to watch their retirement portfolio returns

by Radhey Sharma

basics of retirement planning

Consistent Returns Each Year

Are you a retiree who has parked his/her retirement corpus into investment avenues so that they can be used judiciously to supply you your expense each month ? If yes, read on to understand the negative impact of retirement portfolio returns. Most of the way retirement calculation is done by novice investors is at theRead More

Should You Save for Retirement or House ?

by Radhey Sharma

investing tips

save for retirement or buy a house

Sometime back I ran a poll to check on what are investor’s biggest financial priorities in life. The results have led me to ask another critical question – whether investors should save for retirement or buy a house with money that they have today. Saving for retirement or buying a house were the top twoRead More

Helping Your Parents in Their Retirement

by Radhey Sharma

basics of retirement planning

Help parents during retirement

Old age is a time when most people should sit back and enjoy life. After having slogged for 60+ years, its time one takes it easy from the humdrum of the day job and spends his/her time with hobbies. However, retirement can be cherishable depending on how one’s health is; how one’s financial planning isRead More

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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