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TheWealthWisher (TW2)

Financial Planners I Online Financial Planner in India I Wealth Manager I Personal Finance Advisors I NRI Investments I NRI Wealth Management I NRI Financial Planning I Online Investments I Direct Plan Mutual Funds

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Miscellaneous

Future Value of a One Time Investment

by Radhey Sharma

calculators, Future value, future value calculations, future value calculator, Fv calculator, time value of money

Here is a future value calculator to find out the future value of a one-time investment you make today. To take an example, if you were to invest Rs 10,000/- today and forget it for 5 years, what would you get at the end of those 5 years if every year your rate of returnRead More

How India Earns, Saves and Spends

by Radhey Sharma

investment musings

Finding out how Indians earn, save and spend is a mammoth task. That is exactly what Dr  Rajesh Shukla, director of NCAER-CMCR has done in a book titled “How India Earns, Saves and Spends“. The study explores the connection and impact of urbanization and consumerism on the economy. The revelations the study delivers around personalRead More

Buy or Rent calculator

by Radhey Sharma

calculators

Should you buy a house or should you rent ? Buying or renting is an often discussed topic in many personal finance forums. On what parameters would you base your decision ? Apart from the monetary comparisons, the Indian investor often attaches an emotional angle to owning real estate – it is tangible – youRead More

India’s best and upcoming personal finance bloggers

by Radhey Sharma

miscellaneous reviews

Personal Finance Bloggers in India are growing by the day. Blogging is a new found passion that many have taken to either full time or as a part time activity.  Yours truly is a victim of this craze as well. While there are a whole lot of personal finance bloggers today, some stand out tallRead More

Lessons my parents taught me about money

by Radhey Sharma

investing tips

Ball of Money

Nah ! I ain’t rich. But I will get there. Slowly and surely. Much like my parents did in their thinking. My folks were not born in a well to do family. Coming from a business class from a lesser know place in the north of the country, they never knew about budgeting and gettingRead More

How to calculate post tax returns on your investments

by Radhey Sharma

calculators

Time for some mathematics ! And if it weren’t your favorite subject in school, don’t be afraid to read on. The formula is pretty self explanatory. Financial planning is all about leaning new things and how to calculate post-tax returns on your investments is very crucial for you to understand so that you know exactly whatRead More

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Recent Posts

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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