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TheWealthWisher (TW2)

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Insurance

Comparison of Critical Illness Plans in India

by Radhey Sharma

infographics

You must have read about the basics of critical illness plans or insurance and why it makes sense to have it in your insurance portfolio. I did a small comparison of the policies then but, now following it up with a more recent one, visually. Here is the Comparison of Critical Illness Plans in IndiaRead More

Whole life insurance plans in India

by Radhey Sharma

basics of life insurance

Among the different types of life insurance policies in India, whole life insurance plans are a category which many investors have warmed upto. The reasons range from the fact that they provide life cover all through your life, as their name itself suggests to the fact that they have a savings component built into them.Read More

What is surrender value and paid-up value of a life insurance policy ?

by Radhey Sharma

basics of life insurance

Are you stuck with a life insurance policy that you want to surrender or discontinue? Surrendering a life insurance policy is a tough job as it often means a loss of a small amount of premium in many cases. You also have the option of making your policy paid up. What is surrender value and paid-upRead More

How much health insurance should I buy ?

by Radhey Sharma

health insurance

Is your health insurance cover enough

Good health is something most of us take for granted. You must know why is having health insurance important these days. Unless ill health (and we don’t mean a fever) has affected you or someone close to you, it is difficult to comprehend its emotional, physical and financial impact. Investors keep asking how much healthRead More

Smart tips for buying insurance online

by Radhey Sharma

basics of insurance

Tips for Buying Insurance Online

Are you a net savvy person who likes to shop online and now want to expand your shopping spree to personal finance products?  Are you looking for tips for buying insurance online? If yes, you are at the right place. Though the internet penetration in India is very less, it is growing massively and sensingRead More

Health Insurance Portability [infographic]

by Radhey Sharma

infographics

Health Insurance Portability

Health Insurance Portability was introduced in October 2011 in India. At that time it was much written about as a new and good thing to have happened. From what I read, the move over to new health insurers has not been as smooth as originally envisaged. There were many cases in the media where insurersRead More

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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