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TheWealthWisher (TW2)

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Insurance

Importance of Health Insurance

by Radhey Sharma

health insurance

Why is having health insurance important

The need for importance of Health Insurance or having a health policy is a very important one and yours truly got a dose of it himself when he was whisked into a hospital for a week with acute viral fever. Being loaded with adequate health cover (also called mediclaim in India), I was safe withRead More

Is Life Insurance for Single Necessary ?

by Radhey Sharma

basics of life insurance

Is life insurance for single people necessary ? If you are single, do you really need any protection ? The answer is no in many cases but it could possibly be yes in many others. Generally, a single person wakes up to the need of life insurance after he gets married but this is generallyRead More

How much life insurance do you need ?

by Radhey Sharma

basics of life insurance

How much life insurance do you need? It can be calculated in an excel sheet now. Use the two methods to calculate the figure. Please be aware that there is a better method called Needs Analysis which is the best and most professional way to get to the magic figure.         WhenRead More

Should Berkshire Insurance have sold insurance policies with the bait of meeting Warren Buffet ?

by Radhey Sharma

life insurance news

Berkshire Insurance

Warren Buffet is a very wise man. And a very rich wise man. Wherever he goes, he leaves a trail of awe stuck people wanting to hear him, ape him and be rich like him. His musings are famous and his acumen flawless. The third richest man in the world needs neither advice nor money. In factRead More

7 Important Life Insurance Mistakes to Avoid

by Radhey Sharma

basics of life insurance

Life insurance mistakes to avoid

Making mistakes when you buy a financial product is very common for investors. So, in this article we’ll be discussing life insurance mistakes to avoid when buying a policy. It’s gruesome when the product is life insurance. Imagine you think you are efficiently insured when actually you are not and your family ends up withRead More

Queries on life insurance answered

by Radhey Sharma

basics of life insurance

Questions and Answers

Here are some common life insurance queries that investors from India have. This is part of a series of common doubts investors have on life insurance policies. Today’s questions relate to how much life insurance a person can take; whether it is valid outside India; will claims be allowed if premium is unpaid; can theRead More

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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