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Budgeting

Union Budget 2025 Impact on Tax & Investments

by Madhupam Krishna

Budget 2025 - Key Focus Areas, Key Proposals of Union Budget 2025 – Impact on Tax & Investments, Union Budget 2025, Union Budget 2025 highlights, Union Budget 2025 tax relief, Union Budget 2025 tax slab, Union Budget 2025- Impact on Tax & Investments

The Union Budget 2025 unveiled on 1 February 2025 has been responsive, and rightly so. As the Finance Minister stated, it is on the path to accelerating growth and boosting middle-class consumption through lower tax rates. There are many key provisions which will impact the way we pay tax, save money & invest it. HereRead More

Highlights of Main Union Budget 2024

by Madhupam Krishna

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union budget 2024

Highlights of the Union Budget 2024 Announced on 23 July 2024- PDF Version of Union Budget 2024 – Download NPS-Vatsalya, a plan for contribution by parents and guardians for minors will be started. When the age of majority is reached, the plan can be converted seamlessly into a normal NPS account. On the other hand,Read More

Credit Card Hidden Charges

by Madhupam Krishna

credit card charges of India, credit card hidden charges, credit card hidden charges for all banks, credit card hidden charges in India, hidden charges in credit card EMI, how to avoid hidden charges in credit card, how to check hidden charges in credit card

credit card hidden charges

Credit Cards are very useful for transactions. They help you by providing the safety of transfer and also earn you points & rewards. Credit cards offer convenience and flexibility but often come with hidden costs that can catch you off guard. Credit Card hidden charges are subject to various companies who issue these credit cards.Read More

Interim Budget 2024 Highlights

by Madhupam Krishna

Budget 2024, budget 2024 highlights, budget 2024 income tax, budget 2024 summary, budget highlights, Interim Budget 2024

Budget 2024

Budget 2024 … No Change & Rest We May see in MAY 2024… after the elections… Budget 2024 – “As for tax proposals, in keeping with the convention, I do not propose to make any changes relating to taxation and propose to retain the same tax rates for direct taxes and indirect taxes including importRead More

Buy Now Pay Later – Let’s Understand it First

by Madhupam Krishna

Alternates to Credit cards, BNPL, BUY NOW, buy now pay later, pay later product is safe or not?, pay later product?, what is Buy Now Pay Later?

Buy Now Pay Later

Shopping hasn’t changed with the widening variety and newer products, but the way we do it has certainly changed a lot. Earlier people were buying things directly from each other, then came the currency, then came finance, and now the Buy Now Pay Later concept. This recent trend of shopping – BUY NOW PAY LATERRead More

The Good & Bad of Revenge Spending

by Madhupam Krishna

budgeting, Budgeting after covid, Revenge Spending

Revenge Spending

Look at the picture below in this article … a place like Manali has no hotel rooms and parking space to park the cars. The Prime Minister of the country has to come out, hold hands and advise people to behave properly. Classic case of Revenge Spending by a nation! Many Indian’s consider COVID asRead More

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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