Behavioral Finance

Market Correction is the most trending term in Sept 2017 after Narendra Modi & North Korean Crisis. Really, this becomes a huge point of focus when markets hit an all-time high. So bad news is floating everywhere. And headline’s with words like “bloodbath”, “carnage” or “market tanks” are making it worse. Let us try toRead More

5 Doors That You Close On Good Advice

by Madhupam Krishna

financial advisor, financial planning, good advice, ignorance, investor ego, Mis-selling

Last week I was invited to speak at a meeting consisting of working bankers. Now all banks sell Mutual Funds & insurance so they have basic training of products. But after talking to them for around 45 minutes, I could guess they were not interested. For them, Good Advice – means product specific talk. TheyRead More

Some Myths Some Truths About Mutual Funds

by Madhupam Krishna

diversification, lumpsum, mutual fund myths, mutual fund truths, myths in investing, SIP

Have you seen a rocket going up (or Kim Jong testing the ICMBs.. Jokes apart)? To get itself into the orbit, it has to leave various bottom parts. It gets rid of itself from the unwanted and heavy burdens. Scientists call it various stages of launch. Same way in order to achieve success in investingRead More

20 Behavioral Biases In Investing

by Madhupam Krishna

Anchoring Bias, Availability Heuristic, Bandwagon Effect, behavioral biases, Blind Spot Bias, Choice Supportive Bias, Clustering Bias, Confirmation Bias, Conservatism Bias, herd mentality, Information Bias, investment biases, investor, ostrich effect, Outcome Bias, Overconfidence Bias, placebo effect, Pro-innovation Bias, Recency Bias, Salience Bias, Selective Perception, stereotyping, Survivorship Bias, Zero Risk Bias

One of the main features of investing is “making a decision”. This means you have to take decisions based on information regarding where, when, how much and for what time to invest. Often these decisions are based on what you think and your emotional response. This is called Behavioral Finance. The study has revealed TopRead More

Robo Advisor Vs Individual Advisor

by Madhupam Krishna

automated advisor, robo adviser, Robo Advisor, robo advisor india, robo platform

If an individual advisor or firm writes on Robo Advisor vs Individual Advisor you will feel he is biased. Well… yes, we are individual advisors & financial planners, but what I am going to tell today is all based on my personal experience. Yes, I will be fair or try to be fair and willRead More

The Greater Fools Theory in Investments

by Madhupam Krishna

greater fools thoery, investments, investor

The greater fool theory in investments refers to those investors who buy an investment based on the thinking that they will be able to sell it at a profit to a “greater fool”. So in a way, they say I am a fool too and I am looking for an another great fool. The classicRead More