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TheWealthWisher (TW2)

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Behavioral Finance

Understanding Patience & Compounding

by Madhupam Krishna

Patience & Compounding, Understanding Compounding, Understanding Patience & Compounding, Understanding Patience & Compounding Qadrant

Patience & Compounding

Warren Buffets attributes his success to 3 factors – Being Born in the USA, Power of Compounding & Luck! So, where are you born and most of the luck is out of our hands. But can we pick up the power of compounding? Yes, with a virtue called “Patience”. Let’s check today how understanding patienceRead More

FIRE Movement in India – Introduction

by Madhupam Krishna

financial free, financial freedom, financial independence, financial prudence, FIRE movement in india, minimalism, retirement ready

Fire Movement

Financial Independence, Retire Early – or SIMPLY FIRE Movement is a revolution getting a lot of attraction with investors especially those who are salaried. Who does not want to be on his OWN… Independent, Free of spirit? But money makes us work & worried. FIRE is a unique way or solution to this journey ofRead More

Miss 10 Best Investing Days & Slow the Progress

by Madhupam Krishna

Best Days to invest, Best Investing Days, should i book profits, should i exit stocks, should i sell mf, should i sell my MFs, when to book profits

Best Investing Days

Whenever markets increases, investors who have not seen cycles (new investors) start reminding me – Book everything or Exit Equities! And I think this… gosh where you were in 2008 or 2020 or many of the corrections when markets lost 30% or more…! You are telling me to miss some of the Best Investing Days!Read More

6 Reasons People Don’t Buy Health Insurance

by Madhupam Krishna

Benefits of mediclaim, myths of mediclaim, Reasons People Don't Buy Health Insurance, when you do not need health insurance, you should take a mediclaim policy or not

Reasons People Don't Buy Health Insurance

It is a huge GAP when it comes to understanding Mediclaim & availing Mediclaim policies. I did a little survey in our office (11 People) and found only 3 to have adequate medical insurance and 4 to be partial/underinsured. The last 4 are still to nudge. Here are 6 Reasons People Don’t Buy Health Insurance.Read More

How NRIs can Choose Financial Planner in India

by Madhupam Krishna

Financial Advisor in India, Financial Planner in India, Financial Planner in India for NRI, Financial Planning for NRIs, online financial planning for nris

Financial Planner in India

The internet complaint world is full of complaints against misselling done by so-called agents, bankers, wealth managers mostly faced by NRIs (Non-Resident Indians). NRIs own and earn a good amount of money and this is also a curse when you have a bad handler of money. This is the main reason why NRIs should lookRead More

Best Month to Invest

by Madhupam Krishna

best month to invest, best time to invest, month to invest, nifty vs ppf

best month to invest

“I think post-Diwali will be better to invest in as markets are good during October. So Best Month to Invest will be the last quarter of the year” – These are exact words from prospective investors who missed a well-balanced investment strategy throughout his life. Now he underwent financial planning and when everything has beenRead More

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WealthWisher Financial Advisors (Also referred as The wealthwisher.com or TW2) is an Advice platform, where we help an individual, managing personal finance in easy and smart manner & taking informed decision . The person managing WealthWisher Financial Advisors Mr. Madhupam Krishna is a SEBI registered Advisor. Post advise, one can execute transactions with your banker, stock broker or agent/ financial intermediary. We also offer transaction services through various associations, at a substantially lesser cost to our clients, as compared to other financial intermediaries, so that you start your financial plan with savings. WealthWisher Financial Advisors may earn commission or distributor incentives for providing transaction services or referring customers with third party service providers as per customer’s agreement. Our recommendations rely on historical data. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by WealthWisher Financial Advisors. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, customers may please note that neither WealthWisher Financial Advisors nor any person connected with any third party companies or service providers of WealthWisher Financial Advisors, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to in this document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an action. Stocks in the equity portfolios are filtered at various levels. Initially, the stocks are filtered on the basis of the size of the company and the sector of the company. The company's fundamental parameters are tested using various parameters related to inventory days, employee cost, power cost, taxation etc. Finally, the volatility in the price performance as well as the future growth prospect is viewed and accordingly the stocks are classified in various portfolios. While building Mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio ,the sector in which the scheme invests and volatility are considered.
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