Do you know what does TV does to you… It gives you NEWS. And, this is the worst thing as news gives you a superficial CONFIDENCE and not the KNOWLEDGE. If you are really glued to the never ending panel discussions on all the channels regarding budget, please rest your eyes, because we are gonnaRead More
Budgeting
What to Look Out in Budget 2017 – Personal Finance Related Expectations
This year’s Budget 2017 will be very important. The year (financial) has been very challenging with Demonetisation taking much of the blame. But now our savings have been with the banks for quite some time and we all look to relief what Budget can do for us in the next financial year. The major portionRead More
12 Sutras for 2017
New year means something new. Here are 12 rules which will make your life organized and successful. If you are already following these- Congratulations!! If not, a new year 2017 is the best time to learn new things. Read More
EPF Rate Cut – Is It Still Attractive
The rates are falling everywhere (except the US) and so EPFO also finalized the interest rate to 8.65% pa for 2016-17. This is a fall of 15 bps (1%=100 basis points) as earlier it was an 8.8%. The EPFO (Employees Provident Funds Organisation), has roughly 17 crore accounts and every year they take a view on the prevailing rates and announce for any new cut or increase.Read More
Save Some Extra Money by Going Digital
On 8th Dec 2016, Government through our Finance Minister announced 11 new measures to promote digitalisation of payments. Some of these incentives not only provide some extra cash, but some measures cover a part of your risk (insurance). Why not embrace some extra gains!!! But for this, you need to learn a bit of technology andRead More
Why Retirement Planning – Infographic
Retirement planning is an essential element of financial planning. Lack of social security, disintegrating family support, the rise in living age and rise in medical or health related cost are the primary reason a person should immediately check his retirement sustaining ability. Retirement Planning