Your 10 personal finance commandments for 2013

2013

2013 is here and it is going to be happy depending on how you handle your finances among a host of other things like family, work, health etc etc. To be true to everyone, anything you do this year is in no way different from any other year but there are a few things you [...]

Important personal financial information template – a handy guide in emergencies

Financial-Document-Manager

Emergencies do not come calling at a scheduled time. And when they happen, everyone in the family must support each other while they fight out the bad times. In such a scenario, having a well documented personal financial information template and it’s ready access by the family members is more critical than it is envisaged. [...]

Financial products for financial freedom – Happy Independence Day !

Financial Freedom India

Happy Independence day friends. While independent India is now very old, financial freedom in India is still a distant reality which many entities like the regulator, fund houses, stock broking companies, banks, financial institutions, advisors, agents, CFPs and readers like you are trying to achieve. Yet it is the very same entities who also often [...]

Personal Finance Rules of Thumb [infographics]

Rules of Thumb for your Personal Finance

While I am not a fan of rules of thumb and usually take a clinical approach to zero down on requirements like retirement wants, how much insurance you need or how much you need to invest in equity, not all the readers here can do the number crunching. For investors such as these, it makes [...]

Different types of investors – which one are you ?

Types of investors in India

Though we have many types of investors in India, one can zero down on a broader category of 5 of them. Deciding which type of investor you are is key to a successful future of financial planning and happy financial health. Without that, you cannot possibly even know what financial planning strategies to adopt. It’s [...]

Top 10 reasons why investors don’t do financial planning

When did you last do your financial planning ? The progress at which financial planning in India is growing is nothing to be proud about. It is no doubt slow and the reasons are many and varied. I have tried to jot down some reasons why do people avoid financial planning. Please add if you [...]

65 personal finance tips for 2011 on India’s 65th Independence Day

india-independence-day-flag

Firstly, here is wising you a Happy Independence Day. While we are a free country and very democratic in almost every walk of life, how many of us can say with confidence that we have attained financial freedom as well ? Money helps us sustain our daily living yet most of us struggle with basic [...]