Personal finance basics for beginners

If you are a beginner on personal finance, browse our below articles for beginners.

Financial Planning

  1. What is financial planning?
  2. The (100-x) Thumbrule
  3. Start young and invest regularly
  4. Three basic steps towards financial planning
  5. How to create a personal or home budget ?
  6. Setting financial planning goals or goal based investing
  7. How to calculate your personal net worth
  8. How to become a crorepati in 5, 10, 15 or 20 years
  9. How do I know that my financial planner is certified ?
  10. How to manage your personal cash flow
  11. The importance of having an emergency fund

Mutual Funds

  1. What is a Mutual Fund ?
  2. Advantages of Mutual Funds
  3. Types or Classifications of Mutual Funds
  4. Systematic Investment Plan (SIP) of mutual funds : The basics
  5. All about Exchange Traded Funds (ETFs)
  6. Where do debt mutual funds invest ?
  7. How is Mutual Fund Net Asset Value (NAV) calculated

Stocks

  1. What is a stock or equity ?
  2. How to open a DEMAT account in India ?
  3. SIP in stocks for higher returns

Income Tax

  1. 5 heads of income in the Indian Income Tax Act
  2. What is cost inflation index and indexation ?
  3. Long Term and Short Term Capital Gains
  4. 12 smart Section 80C deductions to save your income tax
  5. What is Annual Value of house property ?
  6. How is income from house property calculated ?
  7. Your guide to advance tax

Insurance

  1. Types of life insurance policies
  2. What is personal accident insurance ?
  3. 3 insurance policies you cannot afford to miss
  4. A primer on child insurance plans in India
  5. Who should buy life insurance ?

Debt

  1. What are fixed income securities ?
  2. Company fixed deposits in India – the complete primer

Retirement

  1. How much money do you need to retire ?
  2. Where to invest for retirement planning ?
  3. 5 questions to ask while saving for your retirement

Gold

  1. What is gold ETF and how to invest in it ?

General

  1. Investment Avenues for Indian Investors
  2. Know Your Customer (KYC) Guidelines
  3. Who is an ombudsman and how to register a grievance
  4. How to get a credit report online in India ?

Loans

  1. How do loans work ?
  2. How much home loan can I get ?
  3. Credit Card Debt – Must Avoid

Products

  1. All about the Public Provident Fund (PPF) scheme

How many ?

  1. How many stocks should you have in your portfolio ?
  2. How many bank accounts or savings accounts should you have ?
  3. How many mutual funds should you invest in ?
  4. How many insurance policies should you have ?
  5. How many credit cards should I have ?
  6. How many properties should I have ?
  7. How many loans can I have ?