I have been following Mutual Industry for past 15 years and I have always found that whatever the market/sentiments/economic condition, they find ways to make investor invest. Sometimes they are original ideas but mainly, they copy. Recent one is – CHILDREN PLANS. These are also called Children Targeted Funds or Child Growth Funds. The concept of Children Funds has come from insurance industry but they don’t realize that over time, in insurance also the concept has fewer takers as people have become aware that policies in name of children are just marketing gimmicksRead More
How to Create Wealth? A DIY Series to Learn Wealth Creation Basics- Part 2
This is part 2 of the Series – Create Wealth – A DIY (Do-it-yourself) way. In this Part 2, we shall focus on taking it forward and get to know more pillars of Wealth Creation. This time, we cover Budgeting. Budgeting is important because it takes you to Savings. So, with a budget, you can know your saving potential.Read More
Exchange Traded Funds [infographic]
I have previously written about Exchange Traded Funds in India but then I stumbled across a beautiful infographic from on the same. I must admit I am addicted to infographics – they are a beautiful way to represent what is in your mind. Best of all, you have to write less and make it moreRead More
How to Create Wealth? A DIY Series to Learn Wealth Creation Basics- Part 1
You can create personal wealth. It’s possible to meet your financial goals. By choosing to budget, save and invest, you can pay off debt, send your child to college, buy a comfortable home, start a business, save for retirement and put money away for a rainy day. Through budgeting, saving and investing, and by limiting the amount of debt you incur, all these goals are within your reach.Read More
Think like an Olympian when it comes to Money
Sakshi Malik ended the 3-week drought at the Rio Olympics 2016, and PV Sindhu finished it with a sparkling silver. While we are welcoming our Olympic heroes for the medals our team is going to bring, but we all forget the hard work, the patience these guys put in to reach this stage. Not only ours, all athletesRead More
Reserve Bank Of India (RBI) launch Sachet – All Grievance Mechanisms Under One Roof
You may call it a parting gift from Dr. Raghuram G Rajan, RBI just launched a very informative website- Sachet. The home page is http://www.sachet.rbi.org.in/home/index. This is a Hindi word- Sachet means “ to caution” “ to inform”- A proactive kind of word. If you ask me, this is what we as an investor andRead More