Happy Women’s Day – Women and financial planning

women and financial planning

In India, women and financial planning don’t gel well as much as men and financial planning do. Of late, a large number of ladies are venturing out in the space of personal finance, but this has been a space largely dominated by the male. However, the importance of women and finances is immense and very [...]

How much should financial planners charge as fees?

The last discussion we had on the cost of a financial product prompts me to ask the question today – how much should financial planners charge for financial planning of their clients ? In India, there are different charges which financial planners levy and they vary by a great margin. It is confusing for the [...]

Which is the most transparent financial product ?

A thought crossed my mind today. How do we buy financial products? Say you have Rs 50,000/- and want to park that money, where would you put it in and why? I think most of us never bother to first think about basic things like goal based investing and asset allocation before deciding on which [...]

The importance of having an emergency fund

“Why do I need an emergency fund?”, queried Nitin incredulously as he sat opposite to me. “I need money for more important events in my life!”. Nitin’s financial planning was in tatters. He was staring at huge challenges in his life – no planning; loans piling up thick and fast and no money left for [...]

36 Personal Finance Resources to make you a smart investor

Personal Finance Resources

If you are scouring for personal finance resources or guides to learn about financial planning in India, go no further. We bring to you the complete list that will make you walk and eventually run ! Personally, the personal finance landscape is changing so fast in India that I am amazed at what one wants [...]

How to manage your personal cash flow

Persona cash flow

How much time do you spend on managing your personal cash flow in your overall financial planning ? I bet very less – most of the time is spent in digging through various reports on which investment avenues are good , how much will they return and how to invest in them. While investing your [...]

Sir John Templeton’s 16 rules for investment success

Sir John Templeton

I stumbled upon this document which talks about Sir John Templeton’s 16 rules for investment success. It was such a basic and nice reading that I was prompted to write down this article with my tits and bits thrown in. Sir John Templeton was an investor and mutual fund pioneer who became a billionaire by pioneering [...]