Last week I wrote how Marriage & Divorce can impact financial circumstances. Well, yesterday was Friendship Day and now many relationships start with this relationship. A commitment comes afterward or a better way of saying will be – Now we believe in “Time-Tested Relationships”. Let’s try to go into the finance side. What is theRead More
Financial Planning
Relationship Status Change & Its Impact – Part 1
The times are changing for good and now we have come from the orthodox route of having relationships and family. The generation now is freer to be and choose any kind of relationships they want to be in. The relationships that you are in or when you change it or circumstances change your relationship itRead More
10 More Reasons Why People Still Say No to Financial Planning
Why plan when none of my investment has gone wrong until today? By God grace, none of my work has stopped so why pay for financial planning? We as Financial Planners also hear similar tunes when we speak about Financial Planning concept. And my inference is that people do not appreciate any kind of PLANNINGRead More
Learning SIP Top Up or SIP Booster – Infographic
The systematic investment plan (SIP) is a tool that helps you build a portfolio in mutual funds through regular contributions. This is a tried and tested route for accumulating large sums by contributing small capital doses. But a same amount of SIP cannot work especially when needs, inflation, and income all are rising for anRead More
What Is Risk Profiling
Whenever you approach a good financial planner, he recommends you to undergo a Risk Profile Test. We too do it and consider it a must to arrive at Asset Allocation for an investor. But is it only to know the asset allocation for an investor or Risk Profiling can help know a bit more? Yes,Read More
Asset Allocation By Age
The proportion of your money that you invest in categories such as stocks, equity mutual funds debt, and cash is your asset allocation, and you’ll often run across different formulas for asset allocation by age. After all, a 25-year-old should invest a little differently than a 70-year-old. One rule of thumb that some people followRead More